Our future plan

I got a bank job in Tawau...
while she got a job in KK...
at least we can meet once in a while...^^

her job provide accommodation which is the highest expense in KK or even in KL...
so it deem to be a very good offer even its salary just 2.5k...
even KL with 2.8k salary offer also LOSE to this offer 99...
i believe we will be able to save quite alot of $$ for our future in sabah...

she will work for around 1 year until we got our own house in tawau...
i believe we can manage to save and invest at least 1.5-2k each month (both acc)
if i manage to build up some part time biz and tuition...
i will be able to increase my saving from 1k to more than 1.5k...
so we will be able to buy our house after 1 year...
target house price around 170k for a small corner 2s terrace house...

2012 must really work hard...
get good record in bank's job to get promotion asap...
other small biz so she will be able to handle it when she back tawau...
have to build our income to be >6k per month...
its deem to be super enough with 6k per month in tawau...

my aim in the public bank...
2 years to be at least OIC...
then some biz income of around >2k and above...

when i'm 30 years old...
i must built passive income of at least 2k/month to secure better life in the future.
gogogo...

fight for the future...

Graduate Trainee in Public Bank

The day we get confirmed after 6 months probation, we will be the senior officer with grade A2...
one of the best benefit to work in bank...
5 days work with 24 days annual leave as A2 and above officer...
in exchange,u might be in a "pressure cooker" work place...
credit department is the most essential part of a bank...
thats the main department to earn $$ for bank...
so promotion chances are there...
if there is a chance by then...
5-6 years can reach branch manager...

currently training in KK for securities part of the credit department..
scanning those legal documents and the whole procedure...
from processing to securities and documentation then monitoring and release...
the last part..
credit control...

its a good place to learn...
no matter who we are...
we will have to apply loan one day...
knowledge of credit will help up alot..

Gogogo..
i want to go back tawau branch asap ah...

Working in Public Bank soon

next monday have to go KK training 1 monthh dy..
then will be place at Jalan Apas Branch in my hometown Tawau...
i got the position in credit department where we handle all those loans...
this post has very good career prospect...
if everything good enough 5-6 years i will have the chance to get promoted to branch manager..

working in bank has many employee benefit such as year end bonus,medical,dental,loan and better interest on our saving...
we also have at least 3 weeks paid leave a year in officer level.
the only thing that will kill us is the workload especially in Public bank which has ISO certified...

Gogogo...
i want to master all the credit department stuff...
its very useful cuz no matter who we are we will have to bank to get at least 1 loan..