Hirotako bhd

HIROTAKO bhd...
this is one of the major automobile component manufacturer in Malaysia...
its manufacture mainly all the safety component especially the airbag...
2012, all car must have 2 airbag...
btw, HIRO produces airbag for perodua d...

its post a good financial position...
but the only drawback is low dividend payout which is the reason i sold it out from my portfolio 2 years ago...

3 years ago,
i bought it around 90cent...
its DY only around 2% but HIRO offer treasury share quite often...

i sold it out around 1.10~1.20 right before its share price jumped to 1.90...
thn went down to around 0.80 after split 1-2 and bonus share 1-4...
lastly, take over deal from MBMR...

we going to lose another good company in BURSA...
kinda sad...

i still have 70 odd lot of HIRO...
which i cant sell it off because its not a complete 1 lot size...

have to find another good company into my watchlist dy...

Plan changed~

3 sides crashed...

1 side~parents
1 side~career
1 side~GF

kinda impossible to keep all these at the same time at the best level...
have to stay back and start my career at my small hometown...
parents have to be taken care...
career path can be changed slightly at the beginning...
GF>>have to separate for 2-3 years...

living and working at different place will really increase our uncertainty...
how to maintain a distance relationship?
both have to be strong and steady...
its kinda impossible to keep her in a small town with me...
too much for her to let go...

hmmmm...
have to re-arrange my whole plan again...
its really kinda hard to plan...

ah men...
wish me all the best...

The Junction of my life

Last day in London...
bought myself a cup of COSTA mocha...
have rest and think about the future plan after walking around Camden town...

asking myself...
who i want to be in few years time...
what i want to have in few years time...

set myself the 1st main stage of my life~30 years old...
i probably will get married and have at least 1 kid whn i'm 30...
hence have to really "PIA" for the future...
Aim to get marry in 4 years time~when i'm 28...

to make sure my future life is better...
have to reach some of the targets when i'm 30...
most of it are in term of financial...
cuz tat time...
i have to be able to support 3 families...
my own family x2 (me and my wife,dad+mom+sis+bro)...
her family (wife)

1) positive net-worth and financially independent(i will need at least 7k passive income)...
2) 300k investment portfolio (excludes the property and biz)
3) 4 property and 1 own house
4) 4 biz

i should start investing in property start from 2013( 26 years old)
then i will have 5 properties when i'm 30...

meanwhile biz should be started next year...
still having my 1st biz dream~a studio...
then thinking of bakery+coffee shop with my bro...he is taking bakery now...
some biz related with sea where my dad and mom can operate it...
lastly...a small tour company with my sis...
and maybe some F&B biz which can be started easily and low cost...

to do so...
i have to really "PIA" 99 at the beginning especially the 1st 2 years...
start in S'pore...
get my CFA in 2013 and become a Charted Financial Analyst in 2015/16
have to get myself a salary of SGD 2.8k and above...
at least save up SGD 1k for investment each month...
have to start building up passive income stream by 2012...

if i can hit these targets...
i will be a FREEman by 35 years old...
i can do wat i wan together with my family...

to do so...
i have to be ready to take some risk...
a quote from MA YUN...
"if there is a certainty of 40%,just do it!"
sometimes,think too much is a problem...
take some calculated risk and go for it...

let's see how it goes...

Another Crisis

Europe sovereign debt crisis is booming.
its no more greece's problem...
its the whole EU problem...

they are facing a very tough time...
there is always strike around the main city of EU...
i experience it when i was in ROME italy...
none of the underground train working at that day until 5pm...
not all the buses are operating...

me and my friends have to take another bus rather than bus 62...
the driver doesnt want to pick up anyone after he dropped off all the passenger at the last stop where he suppose to turn around and pick us up to the city center...
he stop the bus in front of us and just sit inside the bus...

this type of strike will damage the image and econ of the country...

*EU having huge debt...
not all of they generate enough GDP to cover their expenditures...
their people is lazy to work...
lazy to do business...

i dont think they can solve current problem so easily...
EU is not that union when it comes to this stage...

who willing to pay the bill of his neighbor??
or when everyone is in the trouble,who want to help their neighbor??

i'm kinda pessimistic on the EU crisis...
hence i have reduced my equity exposure...
let's see how it goes...

KLCI rebounded...
but it didnt not change its down trend yet...
possibility to head south is higher than going up...

spider webs

its has been long long time didnt update my blog...
has been travelling around European countries these 3 weeks..

london>belgium>amsterdem>germany>Czech replubic>Hugary>Austria>italy>swiss>france...
its is a good experience with a total of 30 friends...
big group of backpacker!

so far everyone is safe and loss has been very small...
1 of our member lost his passport but managed to get it back few days after that...
but he lost total of RM12k~$$ and some personal belonging...

brussel in belgium is the most dangerous country so far...
pick pocket is kinda aggressive there...
but none of us lost a single cent there...
F the brussel...

its kinda cool to travel around where we have to learn many other languages...
danka su
merci
grazia...

now in london...
going back to malaysia very soon...

kinda nervous,exited,upset....
have to find a job very soon...
have to face the real life very soon...

but finally i can eat malaysian foods very soon...
the best part of malaysia...
many many different types of FOOD!!!