Save some $$ everyday...

learnt few things from my GF...
she like to walk around supermarket or shopping places...
most of the time just to buy few things and look see look see around...

through this action,
we can observe all the prices...
we can know where got promotion and which place offer the best price...

for an example,
a facial product which cost almost rm40 normally...
we can often buy it around 36 during normal promo in guardian or watson...
deep discount will go to around RM32...
sometimes when we are lucky we get buy 1 free 1 deal from newspaper or other promotion...
so keep ur eyes open and observe...

some TIPS,
feel free to walk around guardian,watson and caring...
for supplement~caring offer the best most of the time...

for daily products and F&B...
TESCO normally offer the best price...
then 99 mart near your residential area might offer u some good price...
for example: VSOY soy drink cost us RM 1.95 in jusco...
but its only cost us RM 1.7 in 99 mart...
how much u are able to save here??
12.82%!!

spend wisely!!
compare the price 1st...
buy more(only for durable stuff and the product u use every day) during the PROMOTION

hope this post can help u up...
cuz i found this knowledge is very useful...

Be outstanding inside the interview room

this one of the main challenge we have to go through...
except you going to own ur own company or take over ur dad's company...
if not...u need to think hard the questions below...
how to impress ur employer??
what make them want to hire u??

read the GRAD Malaysia 2011...
found out that...
employers are looking for people with....
1)Leadership
its contain communication and organisation skills...
no men is an island...
we work as a team most of the time...
and how to present urself and ur ideal have become an important task of ur life...
how to deliver message...to client,to team members,to ur boss and etc...

2)passion
how hard u will learn and work it out...
how good u are in that field...
they want more than just academic stuff...

3)adaptability
there is only 1 constant rules in the world...
thats is~CHANCE!!!
how we react and adapt to the new environment...
we have a very dynamic world nowadays...

so do you have all of these??
no one will look at ur CGPA in the interview room...
don't only try to archive academic targets...
soft skill and attitude are the main thing to differentiate u from ur peers...

a friend told me that...
getting into investment bank is too tough...
none of our top scorer manage to pass through it...
only 1 get into OSK by some relationship...

btw, most of the top scorer know how to study only...
not how to learn...
they communicate with books and words most of the time...
not people....
they only do study...
no others activities to gain extra "weapon"...
which increase their value....
thats why they pass through the interview hardly...

investment is a dynamic and challenging industry...
thats why i'm studying finance and investment...i love challenging work...
thats why i try to expose myself to the real investment world...
thats why i try to expose myself to more events to learn and train...
be ready for the day to "kill" my interviewer...

next year will be my year to get into the interview room...
cool...
kinda excited...

Advices to all the STUDENT

哈佛圖書館的二十條訓言：
1.此刻打盹，你將做夢；而此刻學習，你將圓夢。

2.我荒廢的今日，正是昨日殞身之人祈求的明日。

3.覺得為時已晚的時候，恰恰是最早的時候。

4.勿將今日之事拖到明日。

5.學習時的苦痛是暫時的，未學到的痛苦是終生的。

6.學習這件事，不是缺乏時間，而是缺乏努力。

7.幸福或許不排名次，但成功必須。

8.學習並不是人生的全部。但既然連人生的一部分―學習也無法征服，還能做什麼 呢？

9.請享受無法回避的痛苦。

10.只有比別人更早、更勤奮地努力，才能嘗到成功的滋味。

11.誰也不能隨隨便便成功，它來自徹底的自我管理和毅力。

12.時間在流逝。

13.現在流的口水，將成為明天的眼淚。

14.狗一樣地學，紳士一樣地玩。

15.今天不走，明天要跑。

16.投資未來的人，是忠於現實的人。

17.受教育程度代表收入。

18.一天過完，不會再來。

19.即使現在，對手也不停地翻動書頁。

20.沒有艱辛，便無所獲。

Warren Buffett之教导(1)

"always hang around people better than you and you'll float up a little bit. hang around with the other kind and you start sliding down the pole"
他是全世界靠投资而进入十大最富有人！
他有的真的很不少！
不是外在的。。。
而是内在的。。。
他的性格，智慧，眼光，看法都比我们高出很多很多。


他们说，你身边最亲的６位朋友平均的收入就会是你的收入！
你跟怎样的人多就会变成那样的人了。

常常跟着爱出街的朋友，你的花费也都会花在走街上。
常常跟着爱爱看书的朋友，你的知识也一定不会少到那里去的。
跟着乐观得当人，我们也会变的更开心。

已经好久没脱离我自己的＂comfort zone＂了。
动力没了啊！！
真的很需要再次的扩展自己的社交圈了。
需要更多可以让我学习的朋友。
享受青春是件好事但是未来的享受更为重要。
我们不需那么多的青春享受，
为未来补路更为上上策。

我希望我永远都是我社交圈里最差的那一位！！
这意味这我有很大的进步空间！
毫无进步的人生是很悲惨的！

学习，体验是人生的最大乐趣！！

~Time Management~

这是在YES Challenge里所学到的其中一个很有用的知识！
我们都用着一样的时间～２４小时。
但是奇怪的是有很多人还是在苦恼着～没时间！
小部分的人却感到很足够很充实！

我们应该如何安排呢？
我们来做个简单的数学题吧。。。
24小时减完你每天都一定要用到的时间！！
是那些必要的时间哦！

２４－７（睡觉）－２（用餐）－２（读书）－１（洗澡）－３（走路／traveling）－２（沟通／social）=7
这是以平均法来计算！

你的多出来的时间又用在那里呢？？
阅读？？
打机？？
发梦？？
喝茶？？
我们再减走２小时的entertainment时间让我们放松。。
这是可以帮助我们更productive！！
所以我们还有５小时哦。。。

浪费了这５小时就等于每５天浪费１天！！
如果活了１００年，你就白白浪费了２０年！！
如何可以更好的利用我们的时间？？

我学了这个formula！！
在做任何事前我们需要问这５个问题。。。

如果我用这时间做这东东，
１。我可以建立到更好的关系吗？
我们在社会里最需要的是人缘！！人缘好什么都容易！！

２。我可以学习到新又有用的技术吗？
能让自己更有skill都是个好的活动。

３。我可以学习新的知识？
懂的越多，做得到的也会越多。这不好吗？

４。我可以提升我的健康吗？
健康才是我们的最大财富！！

５。我可以让我身心灵更好吗？
spirituality也对我们有很大的影响！

哪件事可以给到最好的答案就是你最应该花时间的东东！！

我很喜欢的一句话：
＂人之所以不一样，不是因为年龄而是你我的人生旅程有多长！＂
一起好好的利用我们的时间吧。
现在的每一小时的不一样会带来以后很大的不一样！！

不 能 喝 的 水!!

千滾水
長時間沸騰，電熱水器中反覆煮沸的水，因水煮過久，水中不揮發性物質，如鈣、鎂等重金屬成分和亞硝酸鹽含量很高。久飲，干擾胃腸功能，出現暫時腹瀉，腹脹。有毒的亞硝酸鹽造成機體缺氧，嚴重者會昏迷驚厥，甚至死亡。

重新煮沸的水
有人習慣把熱水瓶中的剩餘的溫水，重新煮開再飲，水分再次蒸發，亞硝酸鹽含量會升高。常喝這種水亞硝酸鹽會在體內積聚引起中毒。

dont ever boil your drinking water too long or more than 1 time!!
its not good for your health.

take a good care of yourself.


MS.6

好危险啊

今早看报时看到这样的新闻。
日本有两个速食面含杀虫剂！！
两公司已回收５０万的面。

前一阵子是牛奶，奶粉，饼干，choclate出问题。。。
现在有来速食面有问题。

我们知道速食面是不健康的，但万万也想不到有含杀虫剂吧？！
大家日后要小心的使用，饮用市场上的产品哦。

希望大家都健健康康的过日子。

５小姐

有害的日常用品

We live in the same house with Carcinogens???

carcinogen is the cancer causing agents.
Do you use soap???toothpaste???hair gel???body lotion???
they are hiding inside those products!!

At least 10 of the ingredients indentified are known human carcinogens and other 20 are hidden carcinogen.

Let's have a look on this SLS(sodium lauryl surface) or in the alcohol form called SLES(sodium laureth sulfate).

This SLS and SLES are mutagenic & potentially carcinogenic chemicals. These chemical is capable to couse mutations and likely to increase the risk of cancer!!! By the way,cancer started with mutagen cell!!

Where can we find these chemical??
go check ur daily products that have alot of bubbles when you use it. Beside that, those products are being used to clean any part of us.

check it out....
shower cream,soap,baby bath,facial cleansers,shampoo,toothpaste??
yupp you are using it and pump in alot of "bad" chemical into your own body.
be aware of it.
you have only 1 life.
dont lost it.

may all of us stay healthy
thank god


５小姐