Gambling??


i might look like CASINO kaki where i visit Genting kinda often...
may be an average of once a month ba...
but i'm not going there for casino...
i dont like to gamble...
i only put small bet even during the CNY...

i dont mind to gamble for fun in CNY...
as the culture of Chinese...
but i always put the lowest bet...
just want to join the big group, not thinking of winning the bet...

currently putting the biggest bet of my life...
i kinda impressed on myself where i dare to follow...
i "call" the bet...
now i'm finished the 3rd bet of the texas holdem...
where we can see there are 3 cards on the table and next card coming up...
i'm not in the total "loss" position...
it is still possible for me...
but...
no one know what will happen until the next card is on the table...
kinda hard to "FOLD" dy...
since i decided to "call" the 2nd bet...
i DECIDED...
i'll try my best...
wish me good luck...

i get into the hardest bet of my life...
never be in this kind of situation before...
i enjoy it yet...
there are still many "hard" part...

no matter what happen...
i have to accept it...
i putting out everything i can...
just for this bet...
after this...
i got to focus on OUR future...or MY future...

Last Month of 2010

missed a good return due to portfolio reconstruction in NOV...
portfolio has been reconstruct into High Dividend which will provide me a DY of >7.
opportunity cost for this reconstruction >>Media,Dialog and Hiro...
all these 3 posted at least 25% gain for this year while Dialog posted around 80% gain...
major holding still on those small&medium company...
current holding 4 major stocks!

liquidated my Sukuk Simpanan Rakyat last few days...
to solve some of the liquidity problem...
there are still some receivables...
and yet some payables too...

some new update...
Manage to get into the round 2 of HSBC Young Entrepreneur Award 2010-11
gonna submit 1 mins presentation clip...
need votes very soon..

applying for the scholarship from CIMB investment bank...
for the professorial course in investment conducted by NextView...
waiting for the next interview...

Final exam is just around the corner...
10th,13th and last paper on 17th...then heading back Sabah on 23rd
started some screening dy...
hope can get better result this semester...

lastly,
abit complicated case...
but its getting better...
i might have my turning point very soon...
2011 seems to be very bright...

Sometimes thing went out of our control...

went into a very complicated situation recently...
get into this after 3years...

fluctuation of emotion...
fluctuation of confident...
fluctuation of energy...

and yet...
things get so close which more than normal level...
i'm falling into it deeper...

there is no more right or wrong...
decision has been made...
i'll wait for the result...

18 of dec...
its been the 7th time...
and 2 more "real" 1st time...

i wish i could do everything i did until the end of me...

A song that i have to know ah...


kinda nice song...


an oldies song~~~
heard it in my friend's car last few days...
classic...

HSBC Young Entrepreneur Awards 2010-11



submitted a biz idea...
hope we will be able to get into the 2nd stage~1min presentation clip...
result will be out on 20th December...

more info about this contest:
https://www.asiayea.com

if manage to get into 2nd stage...
we will need alot of votes....

22 years old Alvis Kong suicided after he left leaving a facebook message


what a sad news in the early of the morning i read...
some1 just told me that we have to appreciate and love ourselves at first...
if not,there will be no1 to appreciate and love us...
i always think that anyone of us are deserve to be loved and appreciated by some1...
dont hurt yourself...not worth it!!!



as a man we have more than just a girlfriend to appreciate!!
we have our own family members who love us and we love them too...
parents who spend some many time and effort to raise us up...
friends who care us so much...

dont hurt urself for some1 who not really care about you...
NOT WORTH IT!!!

my dear friend,
i hope you all are strong and wise enough to love yourself regardless to any incident happen on you...
you deserve more than that!!

December 2010

this is a month full with celebration...
Xmas...
countdown for 2011...
Tuesday of this week la...dunno what celebration...

gonna visit GENTING for 2 times in this month...
25th>>for Xmas and some1 Birthday...
30th>>just a relax trip to genting before our final start...

another event will be the BLANCO night..
a porm night...
kinda rush for the preparation of this porm night...

i'm having cash outflow for the whole december...
need to cut down some budget for my new year custom dy...
wait for my rm 150 cheque...

hope everything will be fine in this december...

My 2011 resolutions



1) My investment portfolio
- grow to RM30k (new capital flow + yearly return of >10%)

2) UK study
- complete my degree with 1st class honor.

3) Blog
- never stop writing blog!!!

4) Travel
- Europe trip!!!

5) Reading
- 20 books or magazines

6) Work in UK/S'pore
- work in the investment bank

7) paying back some "coupon" payment to my parents!!

8) relationship
- depend on the fate la...

9) extra knowledge
- attend 20 event, workshop and exhibition.

10)keep weight below 70 kg!!

Dare or not...



i'm doubting myself again...
can i???
do i able to???

there are somethings i dare to try or aim high...
especially on my own-selves...
cuz it will affect mostly only me myself...

but i lost confident since 4 years ago in this part...
never think that i'm capable to do it well anymore...
hard to let all the burden go...

jam in the middle...
brain cant even come out with a solution yet...
may be i'm to objective and rational...
aihz...

anyone can adjust apart of my mind set??
so life will be easier...

Stock Market



This is one of the amazing stuff in the world...
no matter u like it or not...
u will never run away from it...

How many of us eat Maggie's product??
Milo??Dutch Lady's product??
Proton car??
even the tissue...PREMIER is the product of a listed company~NTPM...
without the stock market...
all these big corporates will not be able to expand effectively...

Anyone here have EPF account??
EPF invest a very significant amount in our stock market...
any one buy UNIT TRUST??
most of the unit trust expose themselves to equity(stock market)...

even a normal people should know what is stock market...
we should try to understand how it works...
cuz we are surrounded by it dy...

stock market is a very dynamic and integrated market...
its kinda volatile and linked with many other stuff like politic,international stuff and etc...
thats why we have some approach to reduce the impact of the uncertainty..
buy and hold...
fundamental analysis...
dollar cost averaging...
index fund...
but human beings don't like the easy way...
they tend to learn more with the "hard way"...
need to hit the wall 1st before they realize that they cant get through the solid wall...

we cant predict the market movement always...
dont let a single wave kill all your gain...
not worth it...

any move in ur portfolio cost some $$...
it is wise to set the goal 1st..
then set the strategy...
keep moving with the strategy...
lastly monitor and review...

reduce the strategy adjustment...
try to get the best strategy for yourself..
thats mean...you need to understand your own risk and return profile...
how much you want to gain??don't aim the impossible
(a constant 15% for more than 30 years is a grade B+ dy.more than 20% is A+ dy..like warren buffett)
then how much risk u can stay for....
don't get heart attack if your portfolio decrease a 40% when you invest more in cyclical stock like steel,tech,finance and etc...

never overestimate yourself...
many biases will get into your investing decision...

Be real and logic...
investment need no rocket science...
simple and easy method always outperform over the long run...
(passive fund outperform active fund over the long run after minus the transaction cost)

so...
make your choice now...
happy investing

Look back my 11 months

didnt archive all of my 2010 targets yet...

just read around 10 book ++ ...(target 20)

study...still able to archive second upper >3.5~~yeah

coll life>>completed the TT night...
but didnt manage to activate the society...
another investment interest group is established...
so..its still kinda OK

for my finance part...
yeah...manage to push total portfolio to the bar of 20k..
but total return just hanging around 10%...

Blog...
still kinda active...
but didnt manage to cash out more than RM100...
low ads clicks...

Health..
lost my 6 packs...
now united kingdom dy...
but launched the 1 month (December) keep fit plan...yeah...

travel..
we went back to REDANG and a resort of my friend in semporna(singamata) this year...
still feeling in love with that island...

No relationship yet..
friendship so far is enough...
same as the resolution...

dance...
stop all the training dy...
gaining weight due to lack of sport..

activity..
i think i have attended around 5 events or exhibitions only..
still far from target...

SBS prom night~TARC



Yoyoyo...
SBS prom night in da house...
this is a prom night organized by SBS SWC of TARC...
some of their seniors work with me in TT night 2010...

kinda not really satisfy at the beginning...
but at last...
I get 2 VIP tickets,but it come to late dy...
so didnt really utilize the VIP tickets...


lady in red is my classmate + close friend...
the one in black is my EX-classmate + very crazy friend...

this year prom night improved their food serving compare with last year...
we cant get the food last year because there were only 2 serving station...
to serve around 800 persons...
impossible...
this year they have 3 station outside the venue and 1 VVIP and 1 VIP inside the venue...
the food is still very ok for me...
but there are still some1 complain about the food...

*red lady dont like oily food...so not suitable for her...wakkaka



the program of that night is abit lagging and timing run off abit at the beginning..
i didnt manage to see the last show where some of my junior said that...
the show was too "rock"...
and the dance floor was too TECHNO dy...
look like clubbing...

many friends came to the prom night and most of the organizer members are my friend too...
say HI and chat with many people there...
kinda enjoy the social part of the whole night...


red lady kinda "SOK" on that night...
never see her in this kind of costume...]
everyone in da hall open their mouth so big when she walk by...
btw she is kinda talk girl...
173cm without high heel...
this allow her to laugh at me all the time...
cuz i have only 170...
she is bad...



She is the most outstanding in the prom night...
hence....
she won the "best dress"...
cool...
we left after she get her prize...

overall grade for that night...
"B" more area can be improved better...
there are still many leng lui to see in that prom night...wakkakkaka

Diet plan...

December plan...
its time to diet and stay fit before the CNY...
if not...
i'm gonna be a fat guy dy...

retired from dancing...
no more daily training...
its mean low sport activity...

current weight 72-74 kg...
empty stomach to after meal...
previously,
my weight is somewhere around 65-67kg..
so december plan will be reduce the number from the 72 to 66 kg...
6kg in the decemeber...

besides that,
my 6 packs downgrade to 4 packs 2 years ago..
and now...
its totally an united state...
so december target>>4 pieces of chop on my stomach...

lets see how my diet plan go...
1)no late dinner and supper...
2)more workout...
3)juice and fruit fasting once a week...

its simple...
see how is the impact...

Be outstanding inside the interview room


this one of the main challenge we have to go through...
except you going to own ur own company or take over ur dad's company...
if not...u need to think hard the questions below...
how to impress ur employer??
what make them want to hire u??

read the GRAD Malaysia 2011...
found out that...
employers are looking for people with....
1)Leadership
its contain communication and organisation skills...
no men is an island...
we work as a team most of the time...
and how to present urself and ur ideal have become an important task of ur life...
how to deliver message...to client,to team members,to ur boss and etc...

2)passion
how hard u will learn and work it out...
how good u are in that field...
they want more than just academic stuff...

3)adaptability
there is only 1 constant rules in the world...
thats is~CHANCE!!!
how we react and adapt to the new environment...
we have a very dynamic world nowadays...

so do you have all of these??
no one will look at ur CGPA in the interview room...
don't only try to archive academic targets...
soft skill and attitude are the main thing to differentiate u from ur peers...

a friend told me that...
getting into investment bank is too tough...
none of our top scorer manage to pass through it...
only 1 get into OSK by some relationship...

btw, most of the top scorer know how to study only...
not how to learn...
they communicate with books and words most of the time...
not people....
they only do study...
no others activities to gain extra "weapon"...
which increase their value....
thats why they pass through the interview hardly...

investment is a dynamic and challenging industry...
thats why i'm studying finance and investment...i love challenging work...
thats why i try to expose myself to the real investment world...
thats why i try to expose myself to more events to learn and train...
be ready for the day to "kill" my interviewer...

next year will be my year to get into the interview room...
cool...
kinda excited...

BMW hybrid car



i definitely will buy this car...
green tech...
brandy...
stylish...

damn yeng ah...
stay green, save the earth

AHEALTH


we discussed this company this week...
this is a strong CashFlow company and growing without fear even during the previous crisis...
only concern...
its profit margin is kinda low...around 10% only...
but we can see the improvement coming up dy....

main thing we have to look after more is the growth rate of the company...
After the analysis we do forecast that Q3 will be a good grow quarter...
it will surpass the last year Q3 (good management and better market outlook with positive economic condition)
higher than the current Q2 ( Q3 is more than Q2 in most of the time)

we did the right forecast...
well done...

TARC's Patriots of Love

TARC's investment interest group~Survey result

1)Segmentation of our interest group:

obviously we have a very huge group of male members here.
maximum number of female member is 9.
5 did not turn up for this week sharing session and other 2 still keeping our survey form.
we have an average of around 25~30 members per session.

In conclusion, we can say that male students are more aggressive and passionate in the field of investment.
meanwhile, female students are more conservative.

(statistically, female trade lesser than guy and hence have lower risk in their portfolio)


2)Whether our interest group can help our member in their study:

84% feel that our interest group activity help them in their study.
sharing session help most of the advance senior to revise back what they have learnt.
besides that, most of our members gain more knowledge on the whole perspective of the finance, economic and investment which are related and applicable in their study.

On the other hand, 16% of our member feel the other way round.
main reason is their study is still at the basic level where info and knowledge from the sharing session cannot be used yet.

In conclusion, most of the issues raised in our sharing session are related in our study and enhances our analytical skill.

3)Whether our sharing session help in the real investment trading:
all agree that we can learn and improve our investment knowledge through our sharing session.
different opinion and experience shared in the sharing session helps all our members to understand the real investment world and able to see the particular issue from different view.
members also think that all the fundamental analysis discussed in the sharing session can help them in the real life.

4)how often our member attend the weekly sharing session:

10 out of 19 attended all our weekly sharing session.
we have active members(>3x) more than half of the sample taken.
we are still having high member turnover over the past 5 weeks.
main reason is our interest group is not an academic program and it need voluntary attendance from the members.

In conclusion,we still have a large number of active member (more than half).


5)Rating from members (1=best,5=worst):

most of our member think that current sharing session is good enough to help them to gain knowledge and some opinion on the real world of finance.
Some also think that this interest group help them to leverage where they can know more news and knowledge in the short time through the sharing from all the members.
on the other hand,some feel that issues discussed are too wide and not concentrate.

In conclusion, our interest group might been running in a very fast progress that might make some newcomer feel very pressure and too many info to be adsorbed. overall, we are still in the right track.

6)Top 4 Activity suggested:
Top 1> A visit to Bursa, SC, and other finance related places.
Top 2> Live Trading
Top 3> Seminar by industry practitioner like banker, analyst and etc.
Top 4> Competition

Management board of interest group will conduct a meeting soon to discuss the above matter.
we will get choose the best combination of activities wanted by our members.
*No funding will limit our activity choices.
A portfolio management contest is kinda possible to be conducted in the near term.

7) Improvement suggested by members:
1>Do company evaluation very week.
*this is possible if more member can handle the analysis.
2>More group discussion and self analysis.
*more self discussion will be done after all the basic parts are done.
3>Invite industry practitioner and speaker to our sharing session.]
*hard to match their time.
4>Discuss more on technical analysis.
*we will not emphasize too much on technical analysis where fundamental analysis is more important in the real life. fundamental analysis need a long time to master it.
5>2 sharing session per week.
*Schedule is too pack for us where we need to handle our study 1st.
6>Get more good looking members.
*its depends on how our current members invite their friends.
7>More actual investment.
*we are discussing something very real and happening recently. all are the useful info for actual investment.
8>Change sharing session to Friday.
*many are going back hometown on friday. thats why we choose to have our sharing session on Monday.
9>Use MIC during the sharing session.
*quite impossible to get a PA system. Remind the "presenter" to raise up our voice during our sharing if the "presenter" speak too soft.


thank you for your time and effort to fill up the survey form.
hope you all can learn many useful knowledge and skill through our interest group.
in the future,please keep it up and pass to the next batch.
"sharing is a kind of leverage!"
never be selfish to share the knowledge and opinion.
we will enhance our knowledge and skill through sharing.

wish all of us...
HAPPY SHARING

SBS ( UV LIGHT) PRom NIght~!



http://www.facebook.com/event.php?eid=166522520044635

upcoming prom night in TARC...
kinda new theme for a prom...
UV light night...


this coming sunday~28th November 2010..
in our TARC's sport complex...
gonna enjoy this last prom if there is no other prom coming up this semester...

Patriots of Love~TARC


this a kind of alumni night conducted by TARC...
we have the TARC trust fund which need donation to run some of the projects...
such as...student center for all our TARCian activities...
just found out that we have 150,000 ex-TARCian dy...
they hope each of them will donate a RM100 so we will have RM15 mil....
not bad ah...
the power of the big population of TARC...



i also feel that our TARC management very smart dy...
they sub-contract the night to the TARCian...
let TARCian learn and organize....
and they just relax and supervise...
leverage...wakkakak...



btw,more than half of those who involve in this musical are TT human...
from vocalists, actors, dancers, helpers,committee and the management part of this musical...
i should be a part of it too d...
but time and commitment are already on my study...
then no point of dragging the process and person in charge seems like not willing to do changes dy..so i have to leave and to be a audience...
different view this time...as most of the time i'll be involved..


*only uploaded few pics,so i just grab few of it...

overall,
the show was nice and smooth...
the main part really kill me is the short video in the opening...
CITC edited it??
OMG...wat a "low class" product...
no fade in fade out...
no good effect for the transition between two clips...
lastly,some part of the story abit too lagging...
but the ending is nice...where we sing that meaningful song of TARC...



after the musical end...
i have to congrats and say HI to all...
get wet when they started to play "water"...
hug many of them...
the crazy part is...
ALICIA...
she too excited and run with the speed of F1...
and jump to give me a bear hug...
luckily i'm not that old to survive from that impact...
then Bryan wanna start the floor...
force to do some move...luckily i'm too old to do that..wakkaka



then all of them head to the refreshment room...
but i'm not that welcome by the "head"...thats bad...
some ask me to go there to join them...
lepak,kacau and share the joy with them...
and have something to eat at the same time...
but this is the only time that i feel not to eat...
you know...
i not suppose to be there...
but since some "old man" went there...
i follow to see and lepak my dear TT's small kids..
get feed by some of my small kids...just ate very small amount of it...


lets get into the happy part...

this is my Nv Ren...
she damn "SOK" last nite...
she cheated by others that everyone must wear formal...wakkaka
she wear like a lady that night..nice...

i also brought one of my classmate along...tall girl...
everyone was asking who is she...my GF??
they are so desperate to get a "dai shou"...
she is just a very close friend of mine...

i do really enjoy that night...
well done my dear friends...

QE2



they believe this move can boost the economic...
higher liquidity,more economic activities...
good economic...

but the globalization bring the chain effect...
this will affect all of us around the world...
lets see what will happen next..

S'pore gonna surpass Malaysia soon...

Singapore’s gross domestic product will cap its fastest annual growth this year since independence, rising as much as 15 percent to about $210 billion, while the economy of Malaysia, a country 478 times its size, will expand 7 percent to $205 billion, government forecasts show. The nations are scheduled to release their 2010 data by February.

The island that former economic adviser Albert Winsemius once said was considered a “poor little market in a dark corner of Asia” is now ranked by the World Bank as the easiest place to do business, has the world’s second-busiest container port, and boasts the highest proportion of millionaire households, according to the Boston Consulting Group.

more info:
http://www.bloomberg.com/news/2010-11-10/singapore-seen-overtaking-malaysia-45-years-after-split-left-lee-in-tears.html?cmpid=yhoo


kinda shame after read this news few days ago...
M'sia....
please wake up...

Healthcare Industry in Malaysia

Yes 4G from YTL



more info:
http://www.yes.my/

**TARCian,
please check ur college email about this YES 4G...
we gt free account for this...

Drive traffic to your blog...

there are many ways to keep ur blog visited by others...
good content...
the right name of ur blog...
ur blog pagerank...
make ur blog famous...

there is another way to get direct impact...
to get more visitor for your blog...
visitor from all around the world...
i get to know this kind of traffic exchange stuff..

http://www.autosurfpro.com/cgi-bin/ref.cgi?r=ttnite
http://www.pureautotraffic.com/cgi-bin/ref.cgi?r=bogey031
http://www.autosurftraffic.com/cgi-bin/ref.cgi?r=bogey031

get instant visitor very soon once u meet the min requirement...
try this up...

Malaysia Stock Market~KLCI

recently our KLCI hit the 1530 point to be the highest point ever!!
then close at the 1528...
we enjoyed the uptrend for 3 months dy!!
it is good to have some small correction!
11/11/2010,
we can see the profit taking activities going on...
will it be a major correction??
i don't think our KLCI will get a major correction of 10% in near term...
PE of 16 still consider OK...
outlook still bright...
all economic numbers are good...
no HOT $$ running from the KLCI...foreign involvement in our KLCI only around 20++%


12 point decrement is due to the BIG stocks...
we have 9 index stocks in the top loser list!!
PBB,BAT,HLB,PetDag,Maybank,TNB,DIGI,RHB,KLK...
thats why our KLCI drop yesterday!!!
market sentiment is still here...

lets see what will happen today...
last trading of this week...
return back to above 1524??

Disposing...

Going to UK next June...
not going to bring all the books...
so,disposing most of the book i have...
plan to donate them to TARC's library...



try to donate all these books to library today...
unfortunately,few classmates felt in love with my books...
since some1 got "feel" on them...
i better give it to them la...
only 2 books successfully get into library today...

gonna donate another batch next week...
anyone love to read book,
come to my place and try to grab those books that u like...

Reconstructed 031's portfolio



be more focus and weight more to the dividend stocks...
new capital pumped in and other capital on the way also...
Profit sharing on the extra capital...
a total gain of <5%= 5% profit sharing
while <10% return= 10% profit sharing
then <15% return is 15% profit sharing
additional 5% profit sharing to any additional 5% of total return.

this portfolio is targeted to gain >10% pa...
hope we can manage to keep the 10% pa for more than 30 years ba...

how good is the LED

the only Malaysia's company get into LED biz...
one of the main reason i decided to hold this stock!!!
someone ask how long would i hold it...
Hmmm...at least 3 years...
its depend...


Globetronics Technology Berhad : Joining The LED Lighting Revolution-12/10/2010


***this is not an invitation to trade!!!you are fully responsible on your trading decision!!

TARC's investment interest group

proposed this kinda long time ago...
tried before...but failed at that time...
this year...
we re-launch it...
get support from most of the lecturers and head of school...

special thanks to our TARC's head of SBS Ms.Say...
she helps us to get the venue and give advices...

we started our 1st meet up on 29 Oct 2010...
this is an on going weekly activity...
we discuss the movement of previous week...
any big news in previous week...
then we get into the particular weekly topic..
such as, investment methodology, company evaluation and etc...

this is a platform for us to leverage...
we will benefit from others opinion...
we can have a team of people to do some research on the particular stuff...
hence we can learn from this sharing session faster...
we can absorb more when we listen,see and brain storm...
listen others opinions
see the data shown
and think....

i did not expect to have many people to join us...
cuz this is not an academic program...they cant get cert from here...
cuz this is not a game....
cuz this require extra time...
cuz this is not what most of the TARCian want...

TARC investment interest group is kind of education stuff...
its require us to speak....
require members to think...
**many students hate this!!!

i try to help...
and still believe sharing is the best way to learn and upgrade ourselves...
i will try my best to keep it up...
but final result...still depend on the members...

what i think our current structure will benefit all of us...

1)aware of what happen around the world and malaysia...
finance human need this...we need to get the info and process it then take action accordingly...

2)get to know the real investment environment...
how to use those theory...
the interpretation of numbers...

3)sharpen our thinking...
we get to know other opinions...
brain storm...think...and evaluate our own thought...

4)its help our academic's performance...
assignment need these kind of info and skills...
improve our understanding...

5)we can perform well in the interview room!!!
well prepared with all the needed info and basic skills!!!
*i been through this before!!!

what else we can get from this activity??many more...
bad part of this???
it isn't fun if ur not interested in finance and invesment!!!
you loss alot if ur not interested



i want quality more than the quantity!!!

TARC's open day



get myself on the open day page...
cool...
kinda lucky and happy that this year they are using TT's human for the shooting rather than all OO...
we have few "pretty" who got talent and at the same time...the LOOK...
btw, TARC now open to international student...

only thing i consider is...
the quality of international student...
heard something bad about those "black" guy in UCSI...
dont wish our TARC will be crowded by the bad BLACKies....
No discrimination on races here...
just discrimination on bad student!!

for more info about the TARC's open day
http://www.tarc.edu.my/pubinfo/n_openDayKL.htm

Chinese of the Malaysia



our prime minister, Najib know MALAYSIA very well...
Malaysian consist of 3 main races!!!
Malay, Chinese and India!!

those extreme racist...
please clear ur brain with plaint water...
in Malaysia,
we need each and other...
no "race" is an island!!!!

be open minded!!!

New Spec



this stuff cost me almost 300 and hurt my wallet so much...
what to do...
have to change dy...

last spec last for around 3 years if i not mistaken...
wish this 1 will be with be more than 2 years ba...

Big move of USA...





we might not get any significant correction in the near term anymore...
US is trying to boost the liquidity and economic...
hot money coming out again...USD 600 billion...
low interest rate in USA will make those money go around the world..
to get better return...

our KLCI only worth around USD 300 billion...
inflow of some portion of the 600 billion will be able to drive our KLCI crazy...
lets see what will happen in the next 2 month before 2010 end...
i dont think our election will put any significant negative impact on the KLCI.

Dialog with Mrs Clinton










Re-construction of 031 equity portfolio



define your main objective of the portfolio 1st..
then the 2nd goal to archive...

i love to receive dividend...
have already put in some high dividend stock...
but kinda mixed portfolio i have currently...
current portfolio will be able to archive 5% of DY...
my benchmark for high dividend will be above 6.5%(the amanah saham's DY)

after consult one of my experience lecturer,
i decided to re-construct my portfolio to High Dividend portfolio which will provide me a dividend yield of 6.5% and above...
thats mean i will need to forgo some part of the capital appreciation...
but no REIT will include into my portfolio because REITs have little room of price appreciation...
I might construct a REIT portfolio when i'm too old for price appreciation...

the re-construction of the portfolio will require me to dispose my dear CCK due to its low DY~slightly above FD rate of 4.3%...

new selection of 031 High DY portfolio:
1-FSL trust >>shipping investment trust (DY~>10%)
2-Wellcall >>industrial product~rubber hose (DY~>9%)
3-Gtronic >> Tech~chipboard and LED (DY~>5%)exposure to capital gain

watch-list (need to pick 1 or 2 from here)
-PTARAS
-NCB
-REXIT
-Hup Seng
-PetDag

EPF



recent news about the new "private" retirement plan which is open to all malaysian...
then EPF did some action to "support" this new non-fixed dividend payout plan...
it can declare 0% dividend...

EPF will fix the payout to 2.5% p.a for those account with RM 1mil...
one of my lecturer told us that EPF will also reduce its dividend payout in overall too...
EPF try to "HALAU" it account holders...

bro and sis...
be ready to manage your own finance ba...
EPF cant help you to maintain you lifestlye after your retirement...
this is also one of the step in Economic Transform Program (ETP)..

luckily i never hope EPF to take care of me at all...

Old folks house in KL

1. Persatuan Kebajikan Rumah Grace
No:925, Jalan Sekinchan, Pandamaran
42000 Port Klang, Klang.
Selangor Darul Ehsan
Tel:03-31663500
Contact: Pn Chew Chong Way

2. Rumah Sejahtera Kerling
Jalan Besar, Kerling
44100 Hulu Selangor
Tel:03-60642169
Contact: Y.M. Raja Abdul Karim

3. Rumah Sejahtera Seri Setia
Lot 13559, Jalan SS 9A/20
Sungai Way, 47300 Petaling Jaya
Selangor Darul Ehsan
Tel: 03-78768594
Contact: Puan Chen

4. Rumah Sejahtera Seri Kembangan
Jalan Besar, Seri Kembangan
43300 Seri Kembangan
Selangor Darul Ehsan
Tel: 03-89419639
Contact : En Chai Kon Soon

5. Rumah Kebajikan Chong Keng Seong
No:8A, Jalan Bukit Mertajam
Off Jalan Kapar, Klang
Selangor Darul Ehsan
Tel: 03-33441028
Contact : En Cheong Choong Chin

6.Persatuan Warganegara Kanan Evergreen
No:18, Jalan 12/24
46200 Petaling Jaya
Selangor Darul Ehsan
Tel:03-79566212
Contact: Mr K Retnam, G.C. Gomez

7.Rumah Orang Tua Ampang
Kg Baru Ampang
68000 Ampang
Selangor Darul Ehsan
Tel: 03-42918978 (New Updated as of 2010 )
Contact: Datin Paduka Rosmery Chong, En Lee Check How

8.Yayasan Sunbeams Home
54, Jalan Bunga Melor 16A
Taman Mawar, Cheras
56100 Kuala Lumpur
Tel: 03-42953949
Contact: En Tan Ooi Seng

9. Rumah Amal Cheshire Selangor
No.10875, Jalan Rawang Batu 7 1/2
68100 Selangor
Tel:03-61387118

10. Rumah Amal Cahaya T A Rahimah
No.1164, Jalan USJ 1/18
Taman Subang Permai
47500 Petaling Jaya
Selangor
Tel: 03-56312664

11. Rumah Ozanam
No:15, Lorong 4/48E
Seksyen 4, 46050 Petaling Jaya
Selangor
Tel:03-77835593

12. Persatuan Kebajikan Cihang-Chempaka Sel (Rumah Bakti Cihang)
No.3794, Lorong 4D
Kampung Baru Subang
40000 Subang
Selangor
Tel:03-78465593

13.Rumah Ibadat Siva
Jaln 5/66
Seksyen 5
46000 Petaling Jaya
Selangor
Tel:03-77810153

14.Persatuan Rumah Warga Emas Klang Selangor
No.3, Slk Kaw 5
Taman Selatan
41200 Klang
Selangor
Tel:03-33720060

15.Penghuni Rumah Orang-orang Tua
Rumah Kebajikan, Jalan Merdeka
Kampung Baru Ampang
68000 Ampang
Selangor
Tel:03-42918978

16.Caring Old Folks Home
No.11, Jalan Muhibbah 7
Taman Muhibbah
43000 Kajang
Selangor
Tel:03-87377680

17. Little Sister of the Poor
Batu 5, Jalan Cheras
56100 Kuala Lumpur
Tel:03-91311464

18. Home for the Aged
5th Mile, Jalan Cheras
P.O. Box 6141
55710 Kuala Lumpur
Tel:03-91310838

19. Rumah Charis
77, Taman Lucky
Batu 6, Jalan Puchong
58200 Kuala Lumpur
Tel:03-71915977

20. YMCA Senior Citizen Club
95, Jalan Padang Belia
50470 Kuala Lumpur
Tel: 22741439

卜學亮 in da house



NLP

meet up with a NLP master coach today...
it has been a very long time that i would like to learn NLP.
its about psychology...

we dealing with people all the time...
including dealing with our own self...
somehow,bad emotion will come in and draw us back...
somehow,we will loss somewhere in the middle of the way...

NLP can help us up...
i know that this kind of professional training will cost alot...
6.3k for a student like me is kinda over limit for few times...
its worth to invest in our own brain...
but how to get that kind of budget??

i hope there are some student price...
i willing to give out 3k the max at this stage...

1st lover

kinda surprised when you called my name today...
you still recognize me...
you have graduated and start looking for job...
this make u look mature and better...
btw,short hair do really suit you...

wish you happy always and stay pretty.
kambateh in ur working life.

put up your hands!!!

Not "can" or not....


its not a matter of can or not...
its all about you want it or not!!!
what you want is the core platform of your action and thought...
How much you wanted it will be the "power" of your action and thought!!


if u put study as ur 1st priority and its what u want...
you will put effort and time for it...
u might reject other invitation to go out and play...
how often or how long u study a day its depend on how much u want it to be good or to be yours...

when someone say he/she has no time...
its a reason to reject u...
it's shows that you are the lower priority in his/her list!!!

so always ask yourself what you want...
and also ask what he/she want...
it will give you better result on your action!!!

Gee in da orchestra



nice 1...
their song is so famous!!!

OSK investment challenge



downloaded the cert dy...
conclusion,
good way to expose to the practical stock investment...
but for me,its a good way to test myself in the short term trading...
day trading/short term trader is not my way...
its need huge capital, more skill, more energy and time...
kinda satisfy with the result~distinction cert...

this year portfolio target >15%!!!

Recent Buy IN

LOCAL ELECTRONICS FIRMS DEVELOPING BRIGHT LED MODULES & TESTERS Work is apace at two Penang-based companies to produce the world's brightest light emitting diode (LED) modules and the next generation of high brightness LED testers.

GLOBETRONICS TECHNOLOGY teamed up with a US-based company to develop the world's brightest LED module in cool white and warm white colour that would be 10 times brighter than the present LED module containing two LED chips with a brightness of over 200 lumens per watt.

GLOBETRONICS CEO, HENG HUCK LEE was reported in STARBIZ on Jun 7, 2010 said that the LED prototypes in cool white and warm white colour would be out in the next six months. Their cost would be about five times more expensive than conventional lighting, compared to the cost of present LED lighting, which is 10% to 15% higher than conventional lighting ...." addint that " .... The challenge is to convert efficiently a high percentage of electricity into light, which will then drive down the cost of lumens per watt ....".


**news on 22 june 2010

ETP of malaysia mentioned green energy~LED light



cash rich with net free cash flow company...
profitable company with current 9-10% margin...
green energy company...
PE of 19 with a DY around 6%
has been adjusted more than 30% from the recent peak...
RSI shown oversold(<30)

i always look for cash rich company with consistent yearly dividend payout...
then awareness of save the world getting hotter...
Malaysia plan to eliminate the normal light bulb and use LED light bulb...
good fundamental and good industry allow me to start putting in $$ into this counter..
holding term~medium-long...
will sell some of the stake to realize some profit at 30% gain and above.

current cash ratio still remain high at 47%!!!
major holdings are CCK and Gtronic.

i dream about you...

we didnt meet up almost 2 years dy...
we separated almost 4 years dy...
but i still can draw ur face out from my mind...
many things are still not "remove" out yet...
memories are there!!!

what a surprise dream...
i saw ur big eyes...
meet u 2 times in da same dream...

you make my day different today...
i wonder how are you now...
hope everything is fine for u...

CIMB get into facebook...

more and more corporate realize the important of social media...
millions of active M'sia users...
their clients might be one of the active users too...

here is some contest running now:
check it out

http://apps.facebook.com/cimbtoogoodtobetrue/receiving.php?h1=342afac247d7b6a8895d58171a925adc&h2=e92436fe022973d1be767d316fec76e8&sid=633144369

Result of previous semester

result is out!!
not a flying colour result...
didnt really put enough effort to score the exam.
last minute work only able to reach around here...
but there is a exceptional if you got lucky and u might be able to score higher...

CGPA dropped till 3.6274...
only 1 subject's result didnt perform well as what i should!!!
only able to get B+

overall,
still OK la...
this semester will be the last 1...
will fight for the last semester...

GOGOGO

Wall Street: Money Never Sleeps


its a nice movie for finance student!!
2:10 hours movie...

read a book about wall street's world>>the "liar's poker"
a study about the 2007 financial crisis...
and abit reading about the old school's bubble>>TULIP MANIA
make me fully digested most of the movie's content...

movie bring up the BUBBLE issue...
and also the wall street's game...

bubble never end!!!
it burst and give birth to another bubble!!
it changes form but its always there!!

TULIP MANIA the 1st greatest bubble!!
In 1635, 40 bulbs for 100,000 florins,the dutch's currency...
how much is a 100k florins was?
100 florins= 1 ton of butter!!!
120 florins= 12 fat sheep!!!
According to the International Institute of Social History, one florin had the purchasing power of €10.28 in 2002!!!

some one even offered 12 acres land for one of two existing Semper Augustus bulbs
In 1637, a single tulip bulbs can cost a 10 years salary of a skilled craftsman!!

this we call bubble!!!
we got recent internet bubble in 2000-2001
and the latest the sub prime bubble!!!
its never end...

during the movie,
angie asked me which 1 of the character is the bad guy...
answer: NO ONE...

the wall street's game is the game of MONEY...
game of the PEOPLE...
no right or wrong...
only who "eat" who...
and who win and who lose...
lastly,who is greedy and the last one in the game!!!

the movie's story line look like the real world...
the Lehman Brother collapsed...
the CITI group bail out by the FED...

its challenging...
my future pathway...
>>the investment world!!!

PNB investment quizz

this year we stay in Mariott resort and spa...
its a nice resort>>5 star
this is the 2nd time represent TARC to join this investment quiz.

didnt really "hope" to get into the final...
last year,we have no chance cuz we didnt study that much...
this year,there is no 1 man show...
it need the whole team to perform...
i know my group...
i didnt really push any one of us too...
so just let it be...


TARC's representative teams...
2 senior team and 1 junior team...
this year,
everything of the hotel getting better...
nice venue,nice food,nice facility...
SPA and warm Jacuzzi!!!


MR Samuel treat us 2 bottles of red wine...
kinda afraid that we will disappoint him if we didnt make TARC into the final...
i know my group is out dy...
LUCKILY,
other team of my classmate get into the final...
Mr Samuel treat did not become the sunk cost!!!



enjoy the 2 days stay there and the investment quiz...
but end up with abit "disappointment"...
but its OK...

JUNIOR:
we count on u guys next year...