Re-construction of 031 equity portfolio

define your main objective of the portfolio 1st..
then the 2nd goal to archive...

i love to receive dividend...
have already put in some high dividend stock...
but kinda mixed portfolio i have currently...
current portfolio will be able to archive 5% of DY...
my benchmark for high dividend will be above 6.5%(the amanah saham's DY)

after consult one of my experience lecturer,
i decided to re-construct my portfolio to High Dividend portfolio which will provide me a dividend yield of 6.5% and above...
thats mean i will need to forgo some part of the capital appreciation...
but no REIT will include into my portfolio because REITs have little room of price appreciation...
I might construct a REIT portfolio when i'm too old for price appreciation...

the re-construction of the portfolio will require me to dispose my dear CCK due to its low DY~slightly above FD rate of 4.3%...

new selection of 031 High DY portfolio:
1-FSL trust >>shipping investment trust (DY~>10%)
2-Wellcall >>industrial product~rubber hose (DY~>9%)
3-Gtronic >> Tech~chipboard and LED (DY~>5%)exposure to capital gain

watch-list (need to pick 1 or 2 from here)
-PTARAS
-NCB
-REXIT
-Hup Seng
-PetDag

EPF

recent news about the new "private" retirement plan which is open to all malaysian...
then EPF did some action to "support" this new non-fixed dividend payout plan...
it can declare 0% dividend...

EPF will fix the payout to 2.5% p.a for those account with RM 1mil...
one of my lecturer told us that EPF will also reduce its dividend payout in overall too...
EPF try to "HALAU" it account holders...

bro and sis...
be ready to manage your own finance ba...
EPF cant help you to maintain you lifestlye after your retirement...
this is also one of the step in Economic Transform Program (ETP)..

luckily i never hope EPF to take care of me at all...

Old folks house in KL

1. Persatuan Kebajikan Rumah Grace
No:925, Jalan Sekinchan, Pandamaran
42000 Port Klang, Klang.
Selangor Darul Ehsan
Tel:03-31663500
Contact: Pn Chew Chong Way

2. Rumah Sejahtera Kerling
Jalan Besar, Kerling
44100 Hulu Selangor
Tel:03-60642169
Contact: Y.M. Raja Abdul Karim

3. Rumah Sejahtera Seri Setia
Lot 13559, Jalan SS 9A/20
Sungai Way, 47300 Petaling Jaya
Selangor Darul Ehsan
Tel: 03-78768594
Contact: Puan Chen

4. Rumah Sejahtera Seri Kembangan
Jalan Besar, Seri Kembangan
43300 Seri Kembangan
Selangor Darul Ehsan
Tel: 03-89419639
Contact : En Chai Kon Soon

5. Rumah Kebajikan Chong Keng Seong
No:8A, Jalan Bukit Mertajam
Off Jalan Kapar, Klang
Selangor Darul Ehsan
Tel: 03-33441028
Contact : En Cheong Choong Chin

6.Persatuan Warganegara Kanan Evergreen
No:18, Jalan 12/24
46200 Petaling Jaya
Selangor Darul Ehsan
Tel:03-79566212
Contact: Mr K Retnam, G.C. Gomez

7.Rumah Orang Tua Ampang
Kg Baru Ampang
68000 Ampang
Selangor Darul Ehsan
Tel: 03-42918978 (New Updated as of 2010 )
Contact: Datin Paduka Rosmery Chong, En Lee Check How

8.Yayasan Sunbeams Home
54, Jalan Bunga Melor 16A
Taman Mawar, Cheras
56100 Kuala Lumpur
Tel: 03-42953949
Contact: En Tan Ooi Seng

9. Rumah Amal Cheshire Selangor
No.10875, Jalan Rawang Batu 7 1/2
68100 Selangor
Tel:03-61387118

10. Rumah Amal Cahaya T A Rahimah
No.1164, Jalan USJ 1/18
Taman Subang Permai
47500 Petaling Jaya
Selangor
Tel: 03-56312664

11. Rumah Ozanam
No:15, Lorong 4/48E
Seksyen 4, 46050 Petaling Jaya
Selangor
Tel:03-77835593

12. Persatuan Kebajikan Cihang-Chempaka Sel (Rumah Bakti Cihang)
No.3794, Lorong 4D
Kampung Baru Subang
40000 Subang
Selangor
Tel:03-78465593

13.Rumah Ibadat Siva
Jaln 5/66
Seksyen 5
46000 Petaling Jaya
Selangor
Tel:03-77810153

14.Persatuan Rumah Warga Emas Klang Selangor
No.3, Slk Kaw 5
Taman Selatan
41200 Klang
Selangor
Tel:03-33720060

15.Penghuni Rumah Orang-orang Tua
Rumah Kebajikan, Jalan Merdeka
Kampung Baru Ampang
68000 Ampang
Selangor
Tel:03-42918978

16.Caring Old Folks Home
No.11, Jalan Muhibbah 7
Taman Muhibbah
43000 Kajang
Selangor
Tel:03-87377680

17. Little Sister of the Poor
Batu 5, Jalan Cheras
56100 Kuala Lumpur
Tel:03-91311464

18. Home for the Aged
5th Mile, Jalan Cheras
P.O. Box 6141
55710 Kuala Lumpur
Tel:03-91310838

19. Rumah Charis
77, Taman Lucky
Batu 6, Jalan Puchong
58200 Kuala Lumpur
Tel:03-71915977

20. YMCA Senior Citizen Club
95, Jalan Padang Belia
50470 Kuala Lumpur
Tel: 22741439

卜學亮 in da house

NLP

meet up with a NLP master coach today...
it has been a very long time that i would like to learn NLP.
its about psychology...

we dealing with people all the time...
including dealing with our own self...
somehow,bad emotion will come in and draw us back...
somehow,we will loss somewhere in the middle of the way...

NLP can help us up...
i know that this kind of professional training will cost alot...
6.3k for a student like me is kinda over limit for few times...
its worth to invest in our own brain...
but how to get that kind of budget??

i hope there are some student price...
i willing to give out 3k the max at this stage...

1st lover

kinda surprised when you called my name today...
you still recognize me...
you have graduated and start looking for job...
this make u look mature and better...
btw,short hair do really suit you...

wish you happy always and stay pretty.
kambateh in ur working life.

put up your hands!!!

Not "can" or not....

its not a matter of can or not...
its all about you want it or not!!!
what you want is the core platform of your action and thought...
How much you wanted it will be the "power" of your action and thought!!


if u put study as ur 1st priority and its what u want...
you will put effort and time for it...
u might reject other invitation to go out and play...
how often or how long u study a day its depend on how much u want it to be good or to be yours...

when someone say he/she has no time...
its a reason to reject u...
it's shows that you are the lower priority in his/her list!!!

so always ask yourself what you want...
and also ask what he/she want...
it will give you better result on your action!!!

Gee in da orchestra

nice 1...
their song is so famous!!!

OSK investment challenge

downloaded the cert dy...
conclusion,
good way to expose to the practical stock investment...
but for me,its a good way to test myself in the short term trading...
day trading/short term trader is not my way...
its need huge capital, more skill, more energy and time...
kinda satisfy with the result~distinction cert...

this year portfolio target >15%!!!

Recent Buy IN

LOCAL ELECTRONICS FIRMS DEVELOPING BRIGHT LED MODULES & TESTERS Work is apace at two Penang-based companies to produce the world's brightest light emitting diode (LED) modules and the next generation of high brightness LED testers.

GLOBETRONICS TECHNOLOGY teamed up with a US-based company to develop the world's brightest LED module in cool white and warm white colour that would be 10 times brighter than the present LED module containing two LED chips with a brightness of over 200 lumens per watt.

GLOBETRONICS CEO, HENG HUCK LEE was reported in STARBIZ on Jun 7, 2010 said that the LED prototypes in cool white and warm white colour would be out in the next six months. Their cost would be about five times more expensive than conventional lighting, compared to the cost of present LED lighting, which is 10% to 15% higher than conventional lighting ...." addint that " .... The challenge is to convert efficiently a high percentage of electricity into light, which will then drive down the cost of lumens per watt ....".

**news on 22 june 2010

ETP of malaysia mentioned green energy~LED light



cash rich with net free cash flow company...
profitable company with current 9-10% margin...
green energy company...
PE of 19 with a DY around 6%
has been adjusted more than 30% from the recent peak...
RSI shown oversold(<30)

i always look for cash rich company with consistent yearly dividend payout...
then awareness of save the world getting hotter...
Malaysia plan to eliminate the normal light bulb and use LED light bulb...
good fundamental and good industry allow me to start putting in $$ into this counter..
holding term~medium-long...
will sell some of the stake to realize some profit at 30% gain and above.

current cash ratio still remain high at 47%!!!
major holdings are CCK and Gtronic.

i dream about you...

we didnt meet up almost 2 years dy...
we separated almost 4 years dy...
but i still can draw ur face out from my mind...
many things are still not "remove" out yet...
memories are there!!!

what a surprise dream...
i saw ur big eyes...
meet u 2 times in da same dream...

you make my day different today...
i wonder how are you now...
hope everything is fine for u...

CIMB get into facebook...

more and more corporate realize the important of social media...
millions of active M'sia users...
their clients might be one of the active users too...

here is some contest running now:
check it out

http://apps.facebook.com/cimbtoogoodtobetrue/receiving.php?h1=342afac247d7b6a8895d58171a925adc&h2=e92436fe022973d1be767d316fec76e8&sid=633144369

Result of previous semester

result is out!!
not a flying colour result...
didnt really put enough effort to score the exam.
last minute work only able to reach around here...
but there is a exceptional if you got lucky and u might be able to score higher...

CGPA dropped till 3.6274...
only 1 subject's result didnt perform well as what i should!!!
only able to get B+

overall,
still OK la...
this semester will be the last 1...
will fight for the last semester...

GOGOGO

Wall Street: Money Never Sleeps

its a nice movie for finance student!!
2:10 hours movie...

read a book about wall street's world>>the "liar's poker"
a study about the 2007 financial crisis...
and abit reading about the old school's bubble>>TULIP MANIA
make me fully digested most of the movie's content...

movie bring up the BUBBLE issue...
and also the wall street's game...

bubble never end!!!
it burst and give birth to another bubble!!
it changes form but its always there!!

TULIP MANIA the 1st greatest bubble!!
In 1635, 40 bulbs for 100,000 florins,the dutch's currency...
how much is a 100k florins was?
100 florins= 1 ton of butter!!!
120 florins= 12 fat sheep!!!
According to the International Institute of Social History, one florin had the purchasing power of €10.28 in 2002!!!

some one even offered 12 acres land for one of two existing Semper Augustus bulbs
In 1637, a single tulip bulbs can cost a 10 years salary of a skilled craftsman!!

this we call bubble!!!
we got recent internet bubble in 2000-2001
and the latest the sub prime bubble!!!
its never end...

during the movie,
angie asked me which 1 of the character is the bad guy...
answer: NO ONE...

the wall street's game is the game of MONEY...
game of the PEOPLE...
no right or wrong...
only who "eat" who...
and who win and who lose...
lastly,who is greedy and the last one in the game!!!

the movie's story line look like the real world...
the Lehman Brother collapsed...
the CITI group bail out by the FED...

its challenging...
my future pathway...
>>the investment world!!!

PNB investment quizz

this year we stay in Mariott resort and spa...
its a nice resort>>5 star
this is the 2nd time represent TARC to join this investment quiz.

didnt really "hope" to get into the final...
last year,we have no chance cuz we didnt study that much...
this year,there is no 1 man show...
it need the whole team to perform...
i know my group...
i didnt really push any one of us too...
so just let it be...


TARC's representative teams...
2 senior team and 1 junior team...
this year,
everything of the hotel getting better...
nice venue,nice food,nice facility...
SPA and warm Jacuzzi!!!


MR Samuel treat us 2 bottles of red wine...
kinda afraid that we will disappoint him if we didnt make TARC into the final...
i know my group is out dy...
LUCKILY,
other team of my classmate get into the final...
Mr Samuel treat did not become the sunk cost!!!



enjoy the 2 days stay there and the investment quiz...
but end up with abit "disappointment"...
but its OK...

JUNIOR:
we count on u guys next year...

How dancing mix with instrumentals!!!