原来我还。。。

原来我还。。。
没那么的好！

原来我还。。。
没那么的高EQ！

原来我还。。。
没那么斯文！

原来我还。。。
没那么坚强！

原来我还。。。
没那么的高自信！

原来我还。。。
有很多还要学习！
尤其是。。。
不要＂酱＂在乎！！！
不要想那么多！！！

原来我还。。。

pay 50 cents for each 1Malaysia email...

bro,
if u wan to "K" our $$...
please do it wisely la...
everyone know ur "intention" start from the beginning...

we are not going to be high income nation...
but YOU ARE going to be a HIGH INCOME CONGLOMERATE(BN's gang)...
if we got free email...why using an email which will cost us RM 0.50 indirectly??LOLX

RM0.50 is cheaper than posting a letter...
excuse me...
but we have FREE communication medium dy!!!
yahoo,gmail,hotmail...

who say its 100% private funded???
you stil paying that GN3 company RM0.50 every stupid email we send...LOLX...
thats not 100% private project dy la...

use ur head and think a better project la...
build schools...
build better infrastructure...
use those $$ to subsidize la...

lolx....

Save some $$ everyday...

learnt few things from my GF...
she like to walk around supermarket or shopping places...
most of the time just to buy few things and look see look see around...

through this action,
we can observe all the prices...
we can know where got promotion and which place offer the best price...

for an example,
a facial product which cost almost rm40 normally...
we can often buy it around 36 during normal promo in guardian or watson...
deep discount will go to around RM32...
sometimes when we are lucky we get buy 1 free 1 deal from newspaper or other promotion...
so keep ur eyes open and observe...

some TIPS,
feel free to walk around guardian,watson and caring...
for supplement~caring offer the best most of the time...

for daily products and F&B...
TESCO normally offer the best price...
then 99 mart near your residential area might offer u some good price...
for example: VSOY soy drink cost us RM 1.95 in jusco...
but its only cost us RM 1.7 in 99 mart...
how much u are able to save here??
12.82%!!

spend wisely!!
compare the price 1st...
buy more(only for durable stuff and the product u use every day) during the PROMOTION

hope this post can help u up...
cuz i found this knowledge is very useful...

Do we need 1Malaysia email?

this is a project which will cost MALAYSIA 50 million...
its led by Tricubes Bhd which is the the PN list...
btw,PN list is for those "low"class or dangerous company...
Tricubes Bhd has 2 year losses from 2008 to 2010...

low cash position...
9mil of long term debt...
how does this company going to make sure the project will go on smoothly??
microsoft will help up in this project too...
but where to get that 50 mil??

lastly...
do we need a "secure" and MALAYsian email?
we have been using gmail,yahoo and hotmail for decades dy...
no problem at all...
why spend that kind of $$ to do this project??

please full utilities our MALAYSIA's $$...
we do not really need this 1MALAYSIA email...
we do not really need the 100 stories BUILDING...

we need a stable food price and petrol price...
hope MALAYSIA will get better every year....
AH MEN...

How to avoid losing huge $$ from the stock market~~

saw few of my BLOGGER friends wrote this topic recently...
just want to share my opinion on this topic...

1st~never use "future" money or money that needed for your living!! agreed with YY...
just to make sure that if you really LOST you $$, you wouldn't starve or affect your future living!!

2nd~don't start speculating
do it after you know what you want and how can you do it...
speculator seldom win stock HOLDER in longer term...
1 shoot might kill all you previous 1000 wins....

3rd~Dollar cost averaging...
don't stop buying stock...keep it going...
please read INTELLIGENT INVESTOR written by BENJAMIN GRAHAM...
not necessary in same amount every month...
invest what you afford of...

4th~learn how to do analyze a company...
FUNDAMENTAL...plus small portion of technical analysis...
i learnt this after a 45% loss in 2008...
now i created my own company scanning process...
its cash position...
dividend history...
revenue record...
cash flow record...especially operating cash flow...

5th~stand still...don't follow the market...
market is volatile...
but you don't need to be exactly the same like the market~volatile...

**everyone have their own style...find yours and keep it up...
know what you are doing and heading to are essential!!
NEVER GIVE UP ON INVESTING YOUR $$

It has been 100 days

it seems to be a very short period compares with YEARS...
we have been together 100 days...
went through kinda alot of stuff...

happy 1...
romantic 1...
sad and angry 1...cuz some different perspectives among us will cause some "FIRE"
GOOD 1...
bad 1...

we face problems...
but we believe that we can get through it if we hold tight and try to solve it together..

sometimes, communication link might broke down...
we have to keep it right...
try our best to settle it down...

best part of our relationship...
we talk alot...
we talk everything...

not sure whether this will work or not..
but i'm sure that its better than those couple with very little communication..

we going to face a very tough condition soon...
hope we can overcome it...
if we do mange to overcome it...
pretty sure we can keep our relationship ever more longer!!

what can i do now??
hold tight and keep on trying to overcome every challenges...

Cost and benefit analysis??

we use this quite often in our daily life...
we will always set priorities...
which stuff mean more to you...
it will caries more weightage in ur decision...

then we will compare with other things whether its enough to offset the benefit of your 1st choice...
then we decide...

that's why wise GURU always said that...
"its not about your ability...
everything is depend on how BADLY you want it...
how much you want it??
you will find 1000000000 ways to get it if you really want it BADLY..."

so ask urself...
what you want actually...
what you want the most at this moment and in the future...

i used to ask these question to my own self...
keep myself on track toward the future goals....

Q1 report

current cash holding~2.72%
pumped in extra 650 so far...
heavily invested in EQUITY since i liquidated my fix income portfolio due to some budgeting problem.
**hence i have only 1 portfolio at this moment.

current holding
CCK 20%
Gtronic 20%
Wellcall 35%
FSL 23%
Pantech 2%

plus odd lot of HIRO and HIRO-WA

dividend received so far is RM 438.57
it will be an DY of 2.49%

current return(actual return) is only 0.49%(after including all the new capital)
return without calculating the new capital will be 4.47%
*so far actual return still under perform the market which is around 2.3%

best performer is CCK
while worst performers are...FSL and GTRONIC

GTRONIC is a cyclical stock and its the down trend of the tech industry...
where the book to bill ratio haven't shown a firm rebound yet.

meanwhile FSL didn't not publish a good report in 2010...
where its show a loss...
but overall cash flow still ok and debt has been reduced significantly.
losses is due to the impairment loss of 7mil plus and a vessel operating fee of 5mil
an expense of 13 mil...


current plan will be cutting down some holding in wellcall to overweight into TECH industry...
weaken USD and high rubber price not going to push wellcall...
too much weight in defensive stock...

wait for the best timing to do the adjustment.
will be getting a DY of 7% and above..

Future pathway

how to get a balance life?
work and family...have to adjust to the best equilibrium point...
Material and spiritual...have to do the same thing too...

so how...
sometimes,we have to choose one and have to put 1 behind at one point...
if you want to archive something at the fastest pace...you have to hold 1 tight and 100% on it...
this is the power of focus...

holding both...
you still can get what you want...
but abit slower and it doesn't 100% guarantee "SUCCESS"

so what do you think?
as a youngster and young adult...
what will you choose??