stock trading in UK?

the fastest way to learn...
TO PRACTICE it!!

so i'm planning to get a stock trading account here in uk.
but ordinary share trading account is kinda not famous here.
they use to be CFD trading rather than the share.

CFD is kinda derivative trading where there will be a huge leverage 1 to 10 or 1 to 20..
so we can trade 10 times of our deposit.
we can long or short the underlying share or indices.

trading commission is 0.5% of the value and we pay nothing for the stamp duty.
we still entitle to the dividend and any right issues...
but we do not own the share...

unfortunately...
its not my style...
i going to buy and hold rather than trade those stock for short term...
secondly,
i have only small start up capital...
therefore, i go for high risk at this moment...

found a cheap trading platform from my module leader...
share.com

trading cost kinda similar with m'sia...
minimum cost is 7.5 pound
stamp duty
and plus a admin fee of 2.5pound+VAT every quarter...
i can set a dividend reinvestment order...
where they will reinvest my dividend(must more than 10 pounds)asap...

i'll try to learn how to invest well in uk market and diversify my portfolio...
lastly,
i might be staying here in UK if i manage to get the PSW to work here for 2 years...
time to fight for future...

Gogogo...

UnLexDicTaBle

Un=damien
Lex=Alex
Dic=me
Ta=Roo
Ble=Lala

its was a competition in 2008...
kinda long time ago...
3 years dy...

1st runner up and Most creative group...
hmmm...not bad...
cool...

Home party...

gonna have our 1st UK home party later...
but participation is kinda OK OK only...
just get use with it...

let's enjoy the party with those who want to party...
beside that,
we can know how human behave through this event...

how they treat others...
how they bring themselves out...

no matter what...
its time to SOCIAL...
and play around..

rock THE FORGE tonight...

What good with UK??

have been here for a week...
its kinda cold for malaysia to be here even during their summer...
wind blows everyday...thats why its kinda cold...
basically,weather here is nice...
no heavy rain...
no super hot sunlight...

people here tend to walk and ride a bike most of the time here...
you will feel like walking around the city too due to the weather is cold and we rarely sweat...

people here is much more polite than malaysia's humans...
thank you...
morning...
may i...
please...
these are the words you will hear everyday in UK...

cost of living in Sheffield is kinda low actually...
you get a job of around 2k pound per month...
pay around 200 pounds++...
no need to pay parking...use ur legs to walk around...
sandwiches is price from 1-3pounds...
spaghetti here cost 40 pent and the 1 bottle of the pasta sauce will cost you from 18 pent to 1 pound++
damn cheap!!!
MCD here will cost you 4 pounds++ per set...

you can easily find 2 meal for 6 pounds around sheffield too...
but dont go for service product...
insurance here will cost alot compare with the car price...

so it is a good place to live and save $$...
hope i can apply the PSW and get a work here...

I'M in Sheffield dy...

before fly over here...
we had some farewell...
Steamboat at danau kota...
we also had many small farewell activities such as MAHJONG...cool...


lastly,they came to airport to see my face before i fly...
we didnt have beer..but we have many V-soy multigrain soya...
so we drink it as beer...cool...

on board...

nice meals in the flight...


keep on eating only...wakkak..


and we can get wine for free...cool...
i finished 4 cups of wine in the 1st flight...

that's make me cant fall into sleep...
body was so warm...too hot for me to sleep..
so i watched 2 moives and play games in the 1st flight


in the 2nd flight...
we sleep like pig cuz its too tired and we need to sleep to minimize the jet lag..


we arrive at Manchester and our UNI sent some student crews to bring us to our place..

we depart from malaysia on 840pm...
but we reach here around 230pm(malaysia time)...
total traveling time spent was around 22 hours include those wait time at airport...
i would not like to travel so far so frequent...
keep on sitting on the plane till my ass FLAT dy lo...

Be happy...

saw an article posted by one of my friend's blog...
http://malaysiafinance.blogspot.com/

it is good if all of us learn how to be happy...
Bertand Russell divide it into 2 parts...
1st we have to conquer the unhappiness
2nd...conquer the happiness

its like chinese YIN YAN...
we have to do both parts...

Bertrand Russell’s 14 steps

First you must know how to conquer unhappiness.

1. Don’t be taken in by melancholy
Melancholy is only a passing mood; don’t mistake it for wisdom. Prolonged sadness can lead to mental depression, a sickness associated with suicidal tendency. You must believe that you can change your mood simply by doing something different – play a game or talk to a good friend for diversion.

2. Don't get caught in the competitive treadmill
Life is always a struggle. You compete in school, in university and at work … always wanting to do better and making more money. You really do not need so much to be happy. You must know when to stop chasing material possessions and learn to be contented. You cannot be happy if you are still greedy for more and more.

Feeling happy is the only true success. Don’t work so hard until you forget how to be happy.

3. Develop the right attitude to boredom and excitement
Everyone has a natural fear of boredom. That is why one always has the urge to find things to do. Very few people can just sit down, do nothing and simply enjoy peace and tranquility (but give it a try!). Do not fear a little boredom for a certain amount of boredom in life is to be expected.

The opposite of boredom is excitement but be careful in seeking it. Incidentally, there is a recent news report from Australia that the easy availability of Viagra and other stimulants has raised the level of sexual activity amongst senior citizens (that is, those over 75) to exceptional levels of excitement. Just imagine that. Excitement is best sought in small doses and in the right places.

4. Make your worries concrete, don’t suppress them
Get a sense of perspective. Ask yourself “what is the worst thing that can possibly happen?” For example if your doctor tells you that your disease is incurable, you must realise that worry will not make you better. The best you can do is to find enjoyment every day for whatever life you have left.

On the other hand though, when you have a difficult problem, do not suppress it because it will not go away by itself. Face it, grapple with it and try to find a way to resolve it. Do what you can and believe that it will be alright when the time comes. Remember! Prolonged worrying can cause mental depression.

5. Don’t envy, admire!
Since I have already touched on envy and jealousy at the start of my talk, I only wish to add this: Enjoy what you have for its own sake. Don’t compare yourself with others who are more successful than you.

When you are sad, compare yourself with people who are in a worse situation.

6. Fight back against guilt and shame
When you are young, you are easily influenced by your religious teachers and your parents. As a result, your conscience is formed. Many things you like to do but are considered sinful will make you unhappy as your conscience pricks you. Unless you are able to change your mindset, you will be unhappy.

According to Bertrand Russell, consensual sex between two adults can be very thrilling and the partners should not be made to feel ashamed or guilty. Russell expounded this concept almost a century ago. Today a majority of the people – at least in this auditorium – are prepared to accept the idea. A minority though would think that Russell was encouraging divorce as he was an atheist.

Statistics show that more than 50% of people in Europe and the US are divorced. Frequently many marriages that are unhappy do not end in divorce only because of the constraining factors of religion, children, guilt and shame. So to be happy, you need to understand and appreciate Russell’s philosophy on this issue.

7. Don’t suffer from an exaggerated sense of injustice
We must be concerned about politics because it affects all of us in so many ways and impacts on the future of our children. But you must bear in mind that you alone cannot change the situation or the flow of current affairs. After you have done what you can, leave it to fate and don’t be unhappy.

8. Don’t care too much what others think
"Respect public opinion only to avoid starvation and jail."

Normally you will not feel happy to do something without your spouse’s approval, or that of friends and family. But you must not be afraid to exercise your own judgment in certain important matters, e.g. when to buy and when to sell shares. Your wife may not be giving the best advice on these matters.

Everyone has his own opinion but who is right and who is wrong is a constant puzzle. For example, the Catholics forbid divorce but it is allowed by the Muslim and the civil courts.

The secrets of happiness

Now you must know how to conquer happiness. The next six measures make up Steps 9 to 14 of the Bertrand Russell philosophy to happiness.

1. Cultivate zest
Get into the habit of taking a lively and friendly interest in everything. The more things a man is interested in, the more opportunities he has to make himself happy. An introvert cannot be happy. Outside working hours, you must have a lot of free time to make yourself happy. Make new friends, have more hobbies, play games, surf the Internet, watch football and movies, etc.

2. Be affectionate
Do not be afraid to show kindness and affection to people e.g. tipping waiters and the jaga kereta. You cannot be happy if you do not have the feeling that you are doing something good and people love you. You will feel happy if you can make someone happy.

You can create happiness by offering scholarships to help needy students without expecting anything in return. I have done so and found happiness in this. All the recipients have to promise me is that when they are financially solvent they will help other needy students. In this way, they will continue to do charity and create happiness after I die.

Avoid an argument because no one wins in any argument. Remember how you felt the last time you had an argument with someone. When you receive affection or admiration, you would feel secure and this enables you to perform better. By the same token, you should do the same unto others.

Here I would like to quote from Russell’s book again. “The best type of affection is reciprocally life-giving: each receives affection with joy and gives it without effort, and each finds the whole world more interesting in consequence of the existence of this reciprocal happiness. There is, however, another kind, by no means uncommon, in which one person sucks the vitality of the other, one receives what the other gives, but gives almost nothing in return. Some very vital people belong to this bloodsucking type. They extract the vitality from one victim after another, but while they prosper and grow interesting, those upon whom they live grow pale and dim and dull.”

3. Be a good parent
Give your child time and not too much money.

The bond between parents and children is often one of the greatest source of happiness. But in many cases, it is also a source of unhappiness to both parties. In fact, studies show that in most cases, at least one of both parties is unhappy in the relationship. The reasons for this phenomenon are too many and varied and would be outside the scope of this talk.

4. Do interesting, varied and constructive workLiving in a competitive world, one is born to do work. Everyone needs to work. Work prevents boredom. Even uninteresting work will make holidays more enjoyable. Work offers the opportunity for you to achieve your ambition. Try to find interesting work so that you can enjoy doing it.

5. Cultivate plenty of relaxing minor interests
Enjoy as many hobbies and pursuits as you can; make sure these provide a difference from your day job. For example: Keep a dog, read, surf the Net, play games, watch TV or contact your friends more frequently. You must realise most of your enjoyment is generated from the people closest to you – your friends, children and your spouse.

6. Find the right balance between effort and resignation
A man occupies almost all his time in worrying about his wife, children, his work and his financial position. All these burdens are bound to depress and tire him.

Very few people, except singles, have never quarreled with their spouses. Very few parents have not endured grave anxiety when their children are ill. Very few businessmen have never met financial difficulties and few professional men have not faced periods of failure. It is at such times that the wide variety of cultivated interests provides an outlet for amusement and happiness.


stay cool stay happy always

德国著名股神的金言

穷人要敢于投机，因为资金太小了，就算输了也没关系
中产阶级需要忠于投资，因为你输不起
富人唯一能做的当然是投机，透过大量的资金操控股市

get it from friend's blog...
http://cwboom.blogspot.com

i'm not a rich people either...
but will not choose to speculate even when my capital is small...

investing require skill and time...
we let time to do the work for us...
snowball effect will become very huge when time run longer...

we just have to ensure our investment skill...
our stock selection and portfolio management...
never underestimate the power of compound effect...

Happy Investing...

My Blog~

this blog has been created since OCT 2008...
recored 130k visitors...
consider a good amount of visitors for me...
will keep on writing blog for fun...
a way to express ourselves and share info with others...


wish to gain some extra pocket $$ from blog?
you can consider nuffnang...
but you need time to manage your blog and keep updating and gain better stat from nuffnang..
cashed out 4 times dy...
so far so good...
its not a big amount but its sufficient to make me smile when writing blog post...

hope all of you can earn some from writing blog too ya...

I'm heading to UK....

going for the Summer Top Up Program in SHU...
will be in UK till OCT...
i will got my honor degree after the top up program...

total budget for the whole program~RM 33,000
4 months cost 33k...
have to pay back a total loan of 50k++ when i start working...

have to enjoy the culture there...
enjoy the weather...
enjoy the study...
enjoy EURO trip...

will enjoy it KAO KAO...
fly there on 9th JUNE..