Low Risk return

always turning on my mind to think how to earn $$ with the lowest risk possible...

i got a plan...
refinance my house (own by my parents not me)...
may be just RM 100k...
how much will be the interest charge when i'm good enough to do that?
if the refinance cost is just around 5% or below...
then my plan might work...

borrow at 5% and invest all in safe dividend instruments...
Amanah saham~>6%
REIT~>7%
high DY stock~>7%

then i will have 1% to 2% free interest!!
100,000 and i will have 1k free...then reinvestment keep it going...
i will be able to gain bigger portion of "free" gain...

hmmm...
can be workable...

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