Happy Birthday Malaysia

31 august is just around the corner..
this is a nice video done by a MALAYSIAN...

wish we will have a lovely malaysia...
now and forever...

Scotland

6days trip to scotland...
from sheffield to John O groat and back to Sheffield...
we traveled around 1700 miles...

4 nights sleep in da car,
2 night in hostel...

new exp...
will share it out after the whole UK trip...
Scotland and land's end trip..

my 24 's Birthday in UK

after woke up from the ALCOHOL...
we went to enjoy my Birthday...
good dinner is essential...

btw,being attack by 3 strip dancers...
male strip dancers...
GELI dao...wakkaka...
but thanks for creating such a SPECIAL experience in my Birthday...
tided up on the chair...
blind folded...
GF and my classmate "attack" me...
my birthday present from my WIFE...
every man need it d..wanted it since long time ago...

then 1am,
drinking session...
attacked by 5 ppl...
5 cups of DRINK (Whisky+2 types of wine+beer+some coke)...
managed to stand still until the end of the session...
but still have to vomit all of it out before get on the bed...
what a waste..aihz..

let's me show you my birthday dinner:
venue: Yate's (sheffield,UK)


dessert...
its free cuz we have the coupon..


my dinner...MIXED grill...
forget to order medium cooked...aihz..
but overall is still very good..
DAMN FULL~~~



salmon with asia salad with asia salsa...
damn nice...


YATE's has promotion every month..
JULY's promotion...
Free SCAMPI meal with a purchase of drink...
normally we will order hot chocolate and hot tea which cost us only 2.30 pound or RM11.50!!!damn cheap right??


this is the free Cheese Burger~june promotion...
just present the voucher to redeem a free burger...
its huge!!

cost of living in UK is kinda low compare with Malaysia!!
nice birthday...^^

24 years old

http://10persons.blogspot.com/2010_08_01_archive.html

25k portfolio failed~~
current total portfolio worth only around 21k!!
one of the main reasons are due to higher expenses...
and some liquidation of my fixed income portfolio...

before i'm 25 years old,
i set my target to be 40k (challenge myself to double anything i have now)...

i'm still reading books and writing blog...
thats cool...must continue with it...

i came to UK dy...its cool...

going to graduate very soon...
so other 24 years old target will be...

1)CFA level 1
2)Investment bank job

time to be more focus...
JOB+INVESTMENT=future...

gogogo...

Riot (london,machester,liverpool,bath)

sometimes...
there will be some uncivilized humans in the civilized city...

2 points for this incident...

1)why the police shoot the black guy after he drop his gun down.
is there any racism issue? or its just a misunderstanding?
or the black guy never drop his gun down and get killed by the police and
some racist human started to create the havoc...

2)why all the youth/young man get themselves into the riot?
can't you have a clear target??
are you attacking the police or the other citizens??

no one will benefit from this riot...
British law enforcer,
please settle it down asap...

no wonder we can hear the helicopter passing through our hostel sky every evening...

lastly,
what the hack are the RIOTers thinking about??
Manchester,liverpool,bath and sheffield didnt shoot ur man la...
use ur head..
find the right person la...

dont affect other innocent citizens..

Bearish overtook the KLCI

how bearish is it this time?
no one know.
seems to be a huge impact after US being downgraded to AA+!
europe crisis is still remain unsolved...

many sold off their equity holding and rush into gold...
stock market all around the world experienced huge correction since last friday...
gold break the 1700 usd per ounce...

i'm still on my strategy...
but kinda run out of bullet to average down some of my holdings...
16th august will be the expired date for 1 of my FD...
thats the bullet i waiting for...
the next batch of bullet will be 26th sept...

i might send some fund from UK to M'sia if the KLCI break its 1450...
will keep on everage down!
wait for the div in sept,OCT and DEC...

might load up with more TECH stock in near term...
current holding has GTRONIC and UCHITEC...
might load up some UNISEM since it went below P/BV of 1 recently...

will launch the satellite approach for my portfolio...
its consist of core satellite with some minor satellites around the core 1..
will enhance the return and stability of my portfolio...
hence at least 70% on the core satellite and other 30% on the minor 1...

Summer course in SHU

TARCians have the option to study 3 months summer top-up program either in SHU or LJMU.
Sheffield is kinda small and peaceful city but we still need to be-careful especially in the night...
many DRUNKies on the street...

we had 1 break-in case just now...
some one break in through the window after they cut the steel bar...
kinda that scary...
the lesson is...try not to stay at ground floor and dont leave your valuable in the room when you're going out for a trip!!

lets come back to the cost of living in sheffield for tarcian...
how much do we need for this 3 months or 4 months??
3700 pound included tuition fee and accommodation (1.3k if i not mistaken)
flight ticket will cost us around RM3.5k
meanwhile,cost of living in sheffield can be very low if you cook yourself and join some of the trip only...
budget for F&B will be definitely below 100 pound per month if you didnt have your meal outside...
but u will need around 150-200 pound for the 1st week because there are some groceries you need to buy here

without spectacular life and trips...it will only cost around RM25-26k
but its sufficient to live very enjoyable...

stay tune for other sharing of sheffield life..