Stock Market

This is one of the amazing stuff in the world...
no matter u like it or not...
u will never run away from it...

How many of us eat Maggie's product??
Milo??Dutch Lady's product??
Proton car??
even the tissue...PREMIER is the product of a listed company~NTPM...
without the stock market...
all these big corporates will not be able to expand effectively...

Anyone here have EPF account??
EPF invest a very significant amount in our stock market...
any one buy UNIT TRUST??
most of the unit trust expose themselves to equity(stock market)...

even a normal people should know what is stock market...
we should try to understand how it works...
cuz we are surrounded by it dy...

stock market is a very dynamic and integrated market...
its kinda volatile and linked with many other stuff like politic,international stuff and etc...
thats why we have some approach to reduce the impact of the uncertainty..
buy and hold...
fundamental analysis...
dollar cost averaging...
index fund...
but human beings don't like the easy way...
they tend to learn more with the "hard way"...
need to hit the wall 1st before they realize that they cant get through the solid wall...

we cant predict the market movement always...
dont let a single wave kill all your gain...
not worth it...

any move in ur portfolio cost some $$...
it is wise to set the goal 1st..
then set the strategy...
keep moving with the strategy...
lastly monitor and review...

reduce the strategy adjustment...
try to get the best strategy for yourself..
thats mean...you need to understand your own risk and return profile...
how much you want to gain??don't aim the impossible
(a constant 15% for more than 30 years is a grade B+ dy.more than 20% is A+ dy..like warren buffett)
then how much risk u can stay for....
don't get heart attack if your portfolio decrease a 40% when you invest more in cyclical stock like steel,tech,finance and etc...

never overestimate yourself...
many biases will get into your investing decision...

Be real and logic...
investment need no rocket science...
simple and easy method always outperform over the long run...
(passive fund outperform active fund over the long run after minus the transaction cost)

so...
make your choice now...
happy investing