Photo of our Convo..

DFI之人类。。。
我们是那天最大班合照的哦。。。



我们班最＂小个＂的。。。
pui teng，YOYO brother。。


我们班的TOP student。。
sibeh厉害＞jin mun


这是yuen teng






我好玩的DFI之人类。。。
yeah。。。

Video:
http://convo09.tarc.edu.my/Diploma/dip25pm.asp

Warren Buffett之教导(1)

"always hang around people better than you and you'll float up a little bit. hang around with the other kind and you start sliding down the pole"
他是全世界靠投资而进入十大最富有人！
他有的真的很不少！
不是外在的。。。
而是内在的。。。
他的性格，智慧，眼光，看法都比我们高出很多很多。


他们说，你身边最亲的６位朋友平均的收入就会是你的收入！
你跟怎样的人多就会变成那样的人了。

常常跟着爱出街的朋友，你的花费也都会花在走街上。
常常跟着爱爱看书的朋友，你的知识也一定不会少到那里去的。
跟着乐观得当人，我们也会变的更开心。

已经好久没脱离我自己的＂comfort zone＂了。
动力没了啊！！
真的很需要再次的扩展自己的社交圈了。
需要更多可以让我学习的朋友。
享受青春是件好事但是未来的享受更为重要。
我们不需那么多的青春享受，
为未来补路更为上上策。

我希望我永远都是我社交圈里最差的那一位！！
这意味这我有很大的进步空间！
毫无进步的人生是很悲惨的！

学习，体验是人生的最大乐趣！！

Diploma Convo

人生part之１的第一个目的地到达了～Diploma。
但是这只是个小站，
现在迈向第二目的地 Adcance Diploma／Degree。
最后一站是我的Master与CFA！！




老妈子来KL参与我的毕业典礼。。。





再加多我的老妹。。。
*老妹忘了调好日期。。。
真正的日期是25／07／2009






我们告别了DFI。。。
现在已经是AFI了。。。
我们一起加油吧！！



YOyoyo...Bboy Diploma in da House..yeah

这次只是个Diploma毕业，
还没有很大的感触。。。
因为陆续还有哦。

老爸老妈，
准备接收我更大的毕业文凭吧！！！

友谊

刚刚才拿到的Asignment！！
Lecturer：Angie
Tutor： Bra
Title： 友谊

Angie老师说，
我需要有statistic的！
想了一想，
还真有趣哦。。。

友谊可以有数字来衡量吗？
好象不可能吧！

友谊不是 1+１=2！！
友谊没那么的容易！！
友谊也没那么少！！

我找到了一个比较可以代表友谊的formula了！！
那就是：
友谊=（1+n）＾n
友谊=（１+n）power of n
友谊是个很大很大的数字！！
友谊包含了很多很多！！

我们的C172之友谊，
来自TT０７的跳舞人。。。
到今天的C172友谊包含了很多TT人（全系列的），全马人到AUSTRALIA人，老人与年轻人，从学生（大部分）到老板，从孩子（我们大部分）到父母。。。



友谊就是这样的了不起！！
友谊给我们的不只是朋友的肉体但是时间，关心与体谅。。。
这都是无价的。。。
友谊的数字就真的那么的难算。。。
太大了，太多了。。。

愿我们的友谊万岁！！

For those who are studying finance and investment~~

This is another good seminar is coming up soon.
this will be a great seminar to understand our career path.
however, Mr Dali agreed to offer a great price for us (AFI).

come let us be serious and think about our future career.

cari之steamboat聚餐

Organizer: 当然是我们的KING大大
地点：Leisure Mall对面
总共人数是１０人.

为了这聚餐被逼需要放弃TT的Gathering。
真对TT有一点不好意事。

但是没办法啦，
好久没见到cari的网友了。
而且是我学习和Update的时候了。
要不然就退步咯。

steamboat就还好啦，
最重要的是我们的交流。
获益匪浅哦。

谈到最近的market，
大家的看法，
个股的看法，
PNB的amanah saham的看法，
还有king的小小提示。。。

回的时候还真是麻烦了FISHER。。。
要个＂百万富翁＂送我和朋友两人回。。。
真是谢谢他了。

Susuk Simpanan Rakyat 2009

它终于来了。。。
昨天才收到信说有＄＄收。。。
我才知道这笔＄＄是从那里来的！

这SSR是政府的债券。
５％ quaterly coupon。
３年的期限。
第一次收到政府的＄＄，感觉还不错啊。

虽然很少。。
但是我们都是从少弄到多的吗。。。
相信以后会收到更多的！！

加油吧！

ASM

相信大家都懂这是什么东东吧。
还不是很了解的，可以到这：
http://10persons.blogspot.com/search/label/%E6%8A%95%E8%B5%84%E7%90%86%E8%B4%A2

昨天我们好几位Classmate一起去杀这1６亿的ASM！
幸运的我们都成功杀进！
我知道的有７为同学都有了ASM哦。
感觉还漫不错吗。

放在FD的不动产是跟这时间而贬值的！！
这让那FD的号码是有增加但它的价却下降了！！
如果放在普通的saving更＂jia lat＂！！
３－４％的通货膨胀已经吃了我们的＄＄！

然而ASM是个很好拿来放我们的不动产。
１。ASM的价钱永远都是RM１
＊我们的风险大大的减少了

２。派息历史都在6％以上
＊不管我们如何算都比FD好很多吧！！

放在这里的＄＄都会是我拿来稳着我的投资基金。
我的TOTAL portfolio management的开始。
它也是我的退休基金里的防守护队。

希望这可以让我安全得达到我的目标！

District 9

Thirty years ago, aliens made first contact with Earth. Humans waited for the hostile attack, or the giant advances in technology. Neither came. Instead, the aliens were refugees, the last survivors of their home world. The creatures were set up in a makeshift home in South Africa’s District 9 as the world’s nations argued over what to do with them.

its seems to be a very fantastic movie...
wanna watch it..yeah..

Remaining 1.6 Billion ASM Units Offered To All Malaysians From July 21

KUALA LUMPUR, July 15 (Bernama) -- Permodalan Nasional Bhd (PNB) will be offering the remaining 1.6 billion Amanah Saham Malaysia (ASM) units, including those initially set aside for Bumiputeras, for subscription by all Malaysians from July 21.

PNB president and group chief executive Tan Sri Hamad Kama Piah Che Othman said a maximum investment limit of 20,000 units would be imposed on each account holder for seven days until July 27.

"Thereafter, investors can subscribe for the ASM units without any maximum investment limit depending on the amount of units left. Sales for the additional ASM units are based on a first-come, first-served basis," he told reporters here today.

The 1.6 billion units are part of the 3.33 billion additional ASM units announced by Prime Minister Datuk Seri Najib Tun Razak when launching the 2009 Malaysian Unit Trust Week in Johor Baharu on April 20.

Fuyo...2molo will go get more units with my classmates too..
hope i can get it...

Eye's test again...

can u see any dolphin??
OMG i cant even see any animal inside..



i come across this test before in a seminar..
but i cant really see green dot and disappearing of pink dot..
after concentrate on it today,its miracle...
pink dot disappear...
geng..

this is how our mind work??

How to be more competitive??

heard of this question for quite a number of times!
i also wonder how to be that too.

yesterday,
again, someone remind me of this again...
1st of all before we do anything else,
what do we love to do and passion about??
its not about doing it or finish the work!!
it is being a part of it!!
let it be a part of our life...


"choose your own way of life by yourself!"

in my case,
i will be going into finance and mostly into investment path!
do i really love investment which is full of analytical stuff??
OH, Yeah...that's why i gave up my mechanical engineering in UTM!!
my dad wanted to kill me at that time!
but luckily i'm brave enough to make a change of my life!
i found it...my path,my passion and my life!

when there is a passion,
we will not just doing it or completing it...
we will attached all together!
you will found out that its interesting...
you will keep on looking further about that stuff by yourself...
you will keep on doing it without stress..


"passion will keep you moving all the time"

after all of the passion,
hardwork come in...
do you put enough effort??
how can u be different with other in your career path?
nowadays employer would like to hire "plug n play" staff..
same as us...
we wish to buy something we can use it and benefit from it asap!
we need to stand by SKILLS for it.

Investment is not an easy path to go...
we need to keep update!!its not a dead things that repeat forever!
that's why i love it...its fresh everyday!
we need to anaylize...
we need to think of it...
yeah i love it!
we might need to travel to observe the actual condition...
yeah i love it too..
meeting CEO, some of the director and the owner of the company..
yeah..i DAMN love this kind of event!!

i pretty sure i'll be at there in 2-3 years more.

reminder for myself!!
hey dude,
you are not hardworking enough for your future!!
your reading is not enough!
news~get to know further about all the news on bloomberg and CNN!!
newspaper~read more to understand the most recent happen!!
magazine~local magazine might only fill half of you...need more
book~get more book about finance and investment!!10-20books is not enough!!
forum~yeah its pretty good now..keep active in it!!
seminar&workshop~u try hard to attend it.try to get into more advance level!
(this really will face some financial problem!!most of the advance level need at least rm 1k++ for 1 session!!too sad)
meeting with people~yeah,get know of some investment people from forum and some from seminar and workshop.
pratical~run your portfolio effeciently...do more analysis!
competition~you are good enough in dancing competition...its time for some competition for your future!!about biz and investment!!


"just do it!
result of how we did for the whole journey will be at the end of the road!"

hey dude,
you are in the right way...
keep it on and do better!!
"see you at the top"~i like this alot!!


MR.031

My Saturday

went for this CFA Malaysia Education/Careers Day: Gateway to the investment profession.
CFA has been one of my main target to go
from the day i get know with it since 2 years ago.

After oberseving how a seceruties analyst work and how his life going on...
i'm sure i will be very enjoying being a part of that.
1st securities analyst i get to know is our dear "KING" in CARI.com.
he is the first person who demo how CFA work and what can i be with the CFA.
i'm glad that i didnt missed this CFA event which make me more confirm about my career path.
once again,i confirm with myself that i will be enjoy to get into this path.
i really hope my Advance Diploma is recognized as a basic degree by the CFA institute...
then i will be able to directly pursuit CFA next year!!

other than that...
i planned to rush to Damansara Uptown for another seminar about financial planning.
but unluckily time not allow me to go for it.
i reached KL central around 2.15pm and there is no bus at that moment.
we need another 1 hour to reach there.
whereas i need to be in Uptown by 2pm...
i totally late and miss it!

SAD...
not willing to get back home so early as i should be learning for the whole afternoon!
then we choose to go mid valley which is much more closer to have a look what happening at there.
hope to have a chance to fill up my afternoon...
good news are there!!
sales going on in the whole mall,
i found a nice shoes~50% yeah...
still wondering whether i should buy it or not..

2nd,
there is a modern living fair at there!!!
yeah,is a chance to learn something or update on those living lifestyle stuff.
1 thing i can observe is...
the saleperson in the fair is super 'geng'!
talk like "water water sui"
test on some drink produced by an all in 1 blender!!
this blender can cook and blend in a touch!!
fully automatic!!fuyo..geng.

we did have a look on the mattress,
damn comfortable but not yet affordable for us...
rm2k for a mattress??NO WAY...
may be after i married!!wakakka

but the bad thing is the crowded and packed public transportation KTM...
and of cuz...super slow...never on time!!!

lastly i end my day with some sport in the swimming pool, assignment and a movie..
what a wonderful day!
yeah.

hope you guys do enjoy you everyday too.

Recent's Update

TT nite 09



Not bad ah...
Program Coordinators!!


Dancing champion...
more TT photo at:
http://dzphotostudio.blogspot.com/2009/07/ktar-tt-nite-2009.html


OO nite 09

With Housemate, BRA


Our TT boss


Ex-housemate and my tai lou...
ying wah


Started to Sohai in BRJ..yeah..


Hamka in OO...


This 1 is 18SX...
those who are under 18 please skip this pic..
no one ever try this before in TARC...
Record holder~ANGIE....
naked???OMG...

Bye Damien...

Damien bye...
this make all the girl cry like hell in the airport...
1 Super Sibeh So~Hai went to Aus dy...
more detail and video clip:
http://damienyew.blogspot.com/2009/07/melbourne.html





we need to appreciate this chance to bully '后果'!!
its really rare to have such a good chance.
cantonese gt a wise word says that:
"kill it when it's sick"
wakakakaa

2009拉曼布道会《生命的战士》

黄美廉简介
黄美廉出生时因为一些意外而罹患了脑性麻痹的黄美廉，在六岁之前全身的运动神经
和语言神经受到伤害，使得她丧失了智力现象，口水有常常不停地向外流。看在旁人
的眼里，就像是一个怪物。但是，这并没有阻碍父母对他的爱，每天爸妈只要一有空，
就会抱抱她、陪她玩，甚至还会带她去探望朋友，说「这是我们的女儿，上帝爱她，
我们也爱她。」这一点对黄美廉的影响非常深刻，也是支持他走下去的动力。
从学习写字开始，黄妈妈握着黄美廉的手，一字一字地写出了希望与梦想，也让她认
清必须对自己的生命负责。在小学二年级时，因为一位好老师-马怡江的启发，促使
她找到人生的目标，确立了当一位画家的志向。中学毕业后，黄美廉分别进入了洛杉
矶学院和加州州立大学修读艺术，也一步步完成他从小的心愿。脑性麻痹的她，虽然
动作比别人慢，要花更多的时间去准备功课，也没有时间去参加课外活动，但这些丝
毫没有打败他的信心，反而让她更加坚定自己的意志。就这样黄美廉凭着自己的信心
与理想，取得了艺术博士的学位，更在世界各地开画展，让更多的人看到了她的努力
与梦想的达成。

學歷-----
1989年美國洛杉磯加州州立大學 藝術學士
1990美國洛杉磯加州大學 藝術碩士
1992 美國洛杉磯加州州立大學 藝術博士

經歷----
1993年中華民國十大傑出青年
曾在台灣、美國及東南亞舉行過多次畫展
曾任YMCA、YWCA美術講師
著作-----
1993年7月畫家畫話 宇宙光雜誌社
1993年7月 寰宇之力與美畫冊 美廉藝術工作室
黄美廉告诉我们：「遇到困难并不是新鲜事，然而令我们惊喜的是由困难中学习怎么
以勇气去面对、自我反省、试着改变与解决问题。如果一直在怨天尤人而不去作些自
己和对别人都有益的事，怎么会有今天如此喜乐的生活呢？」在生命的过程中，黄美
廉领悟到无论在什么环境中，都必须要有一颗学习的心，不可放弃自己，遇到问题就
要用决心去克服，继续努力地活出自己生命的色彩。